What will you do with your tax refund? Put it toward something you'll enjoy long after April 15th.

Now's the perfect time to get in the driver's seat of a new car, and with your tax refund as a down payment plus our auto loan rates as low as 1.79% APR*, you'll get BIG savings and LOW monthly payments - long after your taxes are filed.
When you finance your next car with a Texans Auto Loan, our competitively low rates are just the beginning:

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Find out how much YOU could save with a tax refund-sized down payment and a great rate...

No down payment,
avg rate
No down payment,
lower rate
Down payment,
avg rate
Purchase price $20,000 $20,000 $20,000
Down payment $0 $0 $2,000
Loan term 60 months 60 months 60 months
Interest rate 5% 3% 5%
Monthly payment $377.42 $359.37 $339.68
Just using your tax refund as a down payment could save you over $37 a month—
more than $2,200 over the life of your loan

Combine these savings with a lower rate with Texans... imagine YOUR savings!

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Calculate your estimated payment (and savings!) now




* 1.79% Annual Percentage Rate is the lowest rate available as of  4/15/16 on auto loans only, for up to 48 months. This rate reflects a 0.25% automatic payment rate discount and 0.50% equity rate discount. Additional terms available. Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change without notice. Lowest rate is not available for internal refinances or model years 2013 and older. Additional financing options are available for model years 2008–2013. Financing is not available for commercial use vehicles or salvaged or branded title vehicles. Maximum vehicle mileage of 85,000 and minimum loan amount of $5,000 required. Other restrictions apply. Example: Based on a $25,000 loan amount, the minimum monthly payment is $540.09 over a 48-month loan at  1.79% APR.


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