Identity Theft & Protecting Yourself

Identity theft is one of the fasting growing crimes in America today. Most of the time, you won't even know you've been a victim of identity theft until hundreds, even thousands, of dollars of debt are racked up in your name. Be proactive in protecting yourself from identity thieves:
 

Tips for Preventing Identity Theft

  • Don’t leave outgoing mail or bills in your mailbox—drop them off at the post office instead
  • Don’t leave incoming mail in your mailbox overnight—credit applications pre-populated with your information can easily be used by thieves to open accounts in your name
  • Switch to paperless account statements to prevent thieves from gaining access to your account information right in your mailbox
  • Buy a paper shredder and use it for any personal information you’re throwing away—anything with your name, account numbers or other identifying information can be stolen by thieves rummaging through your trash
  • Don’t release personal information unless absolutely necessary, especially your Social Security number
  • If any of your accounts use your Social Security number (even parts of it) as a PIN, ask if you can change your PIN to another random set of numbers
  • Order a copy of your credit report at least once per year from AnnualCreditReport.com and review for any discrepancies

If you think your identity has been compromised, visit www.ftc.gov/idtheft to file a claim with the FTC and to find out what steps you need to take right away. You can also check out our article on Reporting Identity Theft or Fraud, and contact Texans at 972.348.2000 (800.843.5295) right away.

 

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24-Hour Account Access Line: 972.348.2001 (800.843.6426)

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