One of the most prevalent types of internet scams is "phishing." Phishing happens when someone attempts to obtain personal information from you by sending you a fraudulent email, claiming to be an organization with which you have some type of relationship (i.e.: your credit union or bank, a merchant, etc.). These emails usually provide a link to a website and generally tell you that it's time to update your personal information or that they have upgraded their servers and need you to re-enter your personal information. That personal information might be a username, password, credit card number, or possibly even your home address or phone number. The link in the email goes to a site that has a similar look and feel (perhaps even a logo) to the site they are imitating, as well as a similar email address.
Important: Texans does not call or email members requesting personal information such as account numbers, PIN’s, credit card numbers, or social security numbers. If you are ever contacted by an entity claiming to be from Texans soliciting this type of information, do not respond and contact Texans immediately at 972.348.2000 (800.843.5295).
Usually, fraudulent emails and websites:
“Vishing” is similar to phishing in that both are scams designed to solicit money or personal financial information from individuals. When a vishing scam is perpetrated, consumers receive an automated phone call or text message, allegedly from their financial institution, advising them of some fictitious problem such as validating their debit card, updating their information or a compromised credit card. The consumer is then asked to call a number to correct the problem. When they call this fraudulent number, the consumer is asked to provide private financial information such as credit and debit card numbers, PIN’s, account numbers, etc.
To learn more about phishing and vishing scams and what you can do to protect yourself online, go to the Federal Trade Commission website.
Texans CU Routing # 311987786
24-Hour Account Access Line: 972.348.2001 (800.843.6426)