Certificates of Deposit

Certificates of deposit (CDs) allow you to earn higher dividends at a guaranteed fixed rate. Enjoy this low-risk investment option while watching your savings grow—it's that simple.
With a Texans certificate of deposit, you'll enjoy:

  • Minimum opening deposit of $1,000
  • Terms to fit your savings goals, from 91 days to 60 months
  • Tiered interest is paid monthly for the entire term (longer term = better rate)
  • Reinvest your interest in your certificate or transfer it to another Texans account
  • Access your CD balance through online banking
  • Automatic renewal, with a grace period of 10 calendar days after maturity to withdraw
  • Funds are insured by the NCUA

As with other investment accounts, a penalty is assessed for early withdrawal and could reduce earnings on the account.

Visit your local Texans branch to start saving today!

Our Current Rates

For more information on Texans' Certificates of Deposit or for assistance choosing the right account for you, contact us at 972.348.2000 (800.843.5295) or visit your local Texans branch.


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Texans CU Routing # 311987786
24-Hour Account Access Line: 972.348.2001 (800.843.6426)

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