Individual Retirement Accounts (IRA’s)

Texans offers two Individual Retirement Accounts (IRA’s) to help you save for your retirement and secure your future.

Traditional IRA

• Tax-deferred savings¹
• IRA investment available as IRA shares or certificate of deposit
• Contributions of up to $5,000 allowed per year by individuals under age 50 ($10,000 per couple) and up to $6,000 allowed per year by individuals aged 50 and older ($12,000 per couple)
• No service charges

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Roth IRA

• Tax-free savings¹
• Roth IRA investments available as IRA shares or certificates of deposit
• Contributions of up to $5,000 allowed per year by individuals under age 50 ($10,000 per couple) and up to $6,000 allowed per year by individuals aged 50 and older ($12,000 per couple)
• Qualified withdrawals are tax-free
• No service charges

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For more information on Texans Individual Retirement Accounts, please contact us 972.348.2000 (800.843.5295) or visit your nearest Texans branch.

1. Consult your tax advisor. Early withdrawal penalties apply.