Individual Retirement Accounts

Texans offers two Individual Retirement Accounts (IRAs) to help you save for your retirement and secure your future.

Traditional IRA

  • Tax-deferred savings1
  • IRA investment available as IRA shares or certificate of deposit
  • Contributions of up to $5,500 allowed per year by individuals under age 50 and up to $6,500 allowed per year by individuals aged 50 and older
  • No service charges

 

Roth IRA

  • Tax-free savings1
  • Roth IRA investments available as IRA shares or certificates of deposit
  • Contributions of up to $5,500 allowed per year by individuals under age 50 and up to $6,500 allowed per year by individuals aged 50 and older
  • Qualified withdrawals are tax-free
  • No service charges

Our Current Rates

For more information on Texans Individual Retirement Accounts, please contact us 972.348.2000 (800.843.5295) or visit your nearest Texans branch.

 

 

1. Consult your tax advisor. Early withdrawal penalties apply.

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Texans CU Routing # 311987786
24-Hour Account Access Line: 972.348.2001 (800.843.6426)

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