It's good to have options. Texans Credit Union Credit Cards

We have the card that fits your style.

Choose from two great Visa® credit cards for your everyday purchases, travel expenses or whatever life throws your way.

Apply Now

Our Current Rates

With a Texans Credit Card, you'll enjoy:

  • Low non-variable interest rates (review rates and terms here)
  • No annual fee and no balance transfer fee
  • No cash advance fees or over-limit fees 
  • Optional online account access, bill pay and e-statements
  • Other great benefits through Visa:
    • Auto Rental Collision Damage Waiver*
    • Emergency Cash Disbursement*
    • Emergency Card Replacement*
    • Lost/Stolen Card Reporting*


The choice is yours...

  Rate Advantage Credit Card Cash Rewards Credit Card
  Rate Advantage
 The benefits of a credit card combined with a low rate
Cash Rewards
Take advantage of travel benefits and rake in the rewards 
No annual or balance transfer fees X X
No cash advance or over-limit fees X X
Optional online account access X X
24/7 access to live support X X
Lowest available rate offer1 X  
$100 cash back offer2 - no limit on rewards   X
Signature Visa Benefits, including:
> Lost Luggage Reimbursement3
> Trip Cancellation/Interruption4
> Travel & Emergency Assistance*
> Warranty Manager*
> Roadside Dispatch*
  X
  Apply Now

Our Current Rates

  

 Apply online today or give us a call at 972.348.2000 or 800.843.5295 to learn more. 

 

Report a Lost or Stolen Texans Credit Card

If your Texans Credit Card is lost or stolen, you should report it immediately by calling 800.449.7728.
 

 

Credit Card Agreement Disclosure
1 Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change.
2 Earn $100 cash back for every $10,000 spent on net new purchases. "Net new purchases" are 
purchases of goods and services made by you or any authorized user on your account minus any returns or refunds (“other credits”), and do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable. Cash back is deposited into your Texans Share Account 4-6 weeks after purchase threshold is met.
3 Up to $3,000 in coverage. Full benefits explained in Visa Signature Guide to Benefits disclosures provided with card agreement. Ask a representative for details.
4 Up to $2,000 in coverage. Full benefits explained in Visa Signature Guide to Benefits disclosures provided with card agreement. Ask a representative for details.
* Full benefits explained in Visa Standard Guide to Benefits disclosures and Visa Signature Guide to Benefits disclosures provided with card agreement. Ask a representative for details.
VISA is a registered trademark of Visa International Services Association.

 

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Texans CU Routing # 311987786
24-Hour Account Access Line: 972.348.2001 (800.843.6426)

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