Fully Protect Your Texans Loan

Is your Texans loan fully loaded with peace of mind? Take advantage of our full-protection options to safeguard you, your investment and your credit.

 

Guaranteed Asset ProtectionDid you know a new car loses 11% of its value when you drive it off the dealer lot

We offer Guaranteed Asset Protection (GAP) coverage to help protect you and your investment.

GAP could save you thousands of dollars - are you protected?
In the event your vehicle is damaged beyond repair or stolen and not recovered, there could be a big difference in what your insurance pays and what you owe on your loan – and you’re liable for that amount, or the “gap.” Consider this situation…

Your loan balance: $14,000
Your insurance pays: $11,000
Amount you owe OR Amount GAP pays: $3,000

 
Our GAP coverage offers low-cost protection in the event of a high-cost loss.
 

Ready to take advantage of all GAP has to offer?

  • Low, fixed cost - can easily be financed with your loan or paid up front
  • Easy to add to your loan - no extra underwriting or hassle
  • Available on most new and used auto, motorcycle and RV loans1
  • Add to your existing Texans Auto Loan up to 60 days after closing
         Contact us today to add it before time runs out!

Questions? Contact our Lending Department at 972.348.2290 to find out how you can add GAP to your existing or new Texans Auto Loan.
 

Apply Now Button

 

1 Available on auto loans of $100,000 or less, with a maximum finance term of 84 months. Available on motorcycle loans of $50,000 or less, with a maximum finance term of 84 months. Available on RV / travel trailer loans of $125,000 or less, with a maximum finance term of 240 months.

 

Major Mechanical ProtectionDid you know risk of a vehicle breakdown increases as miles and time increase

We offer Major Mechanical Protection (MMP) coverage to protect your vehicle (and your wallet) from expensive breakdowns.

Protect against the unexpected
Repairing or replacing car parts is more expensive now than ever. When you add in labor costs, one visit to a mechanic could easily cost more than a year’s worth of car payments. MMP extends the life of your car – and your budget.
 

Ready to take advantage of all MMP has to offer?

  • No deductible or reimbursement for repairs – covers costs up front
  • Coverage is accepted at most licensed repair facilities in the US and Canada
  • Three levels of mechanical breakdown coverage available – all include:
    • 24-hour roadside assistance
    • Trip interruption reimbursement
    • Rental car reimbursement
    • Lost key, lockout and tire repair
    • Emergency fluid delivery / refill
  • Affordable cost (usually pays for itself in one visit!) and can easily be financed with your monthly loan payment
  • Fully transferrable – adds resale value to your vehicle
  • Available on most new and used auto loans1
  • Add to your existing Texans Auto Loan today!

Questions? Contact our Lending Department at 972.348.2290 to find out how you can add valuable MMP coverage to your existing or new Texans Auto Loan.
 

Apply Now Button

 

 

1 Available on auto loans for vehicles less than 10 years old and with less than 150,000 miles

 

Credit Life and DisabilityDid you know someone suffers a disabling injury every two seconds

We offer Credit Life and Disability coverage to protect your credit rating, your family and your possessions when you need it most.

Take the risk out of the unexpected
With Credit Life and Disability, your loan is one less worry for you and your family.

  Credit Life Disability
Benefit Pays off balance of Texans loan Makes Texans loan payments
Usage Situation In the event of borrower's death If borrower is unable to work due to illness or disabling injury
Age Maximum / Termination 70 66

 
And when you add this coverage to a vehicle loan, the vehicle can be an asset to your family with a free and clear title.

An affordable investment for you and your family

  • Minimal cost for maximum peace of mind - easily finance with your monthly loan payment
  • Specific coverage for your Texans loan, separate from employer-provided plans
    • Typical employer plans pay only 60% of your salary, which is used for other household bills
    • Your loan and your credit are protected with our specific coverage
  • Easy to add to your loan - no medical exam required upon sign-up
  • Available on various loan types, with a maximum term of 120 months

Questions? Contact our Lending Department at 972.348.2290 to find out how you can add peace of mind to your new Texans Auto Loan with Credit Life and Disability coverage.
 

Apply Now Button 

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24-Hour Account Access Line: 972.348.2001 (800.843.6426)

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