Auto Loans
When you finance your car with Texans, you’re getting more than just a competitive rate!
- 100% financing available for qualified borrowers
- Up to 90 days to make your first payment1
- .25% interest rate discount when you sign up for automatic payments
- Generous, flexible financing terms to keep your payment low
- Quick approval process to get you in your new car faster
- No pre-payment penalties
- Optional coverage & protection available to keep your vehicle safe
Auto Loan Resources
- Get informative car buying tips to make the process stress-free!
- Check out our video to learn more about the keys to a bargain and auto loan secrets!
View our current auto loan rates, apply online, or call our Lending Center at 972.348.2290 (800.843.5295, ext. 2290).
Texans also offers the following convenience services for your auto loans:
Preferred Auto Dealer Program
Make car buying simple and enjoyable again! With our list of preferred dealers, you can enjoy the following benefits:
- Keep things simple with a single authorized contact
- Flexible closing options - close at your Texans branch or the dealer
- Regardless of where you close, you'll fund with Texans to keep all your accounts together
- Some dealers also offer preferred pricing for Texans CU members
Find your car manufacturer's preferred dealers now to get started!
First-Time Buyer Program
Your first car is a big deal. This program allows you to enjoy a fixed affordable interest rate, the chance to build your own credit on your own and all of the other benefits of a Texans Auto Loan. Find out more about this program and apply online!
CarShop
This online resource is designed to help you start your search for the perfect automobile. CarShop places valuable resources at your fingertips including:
- Vehicles for sale through Texans Credit Union
- New and used vehicle pricing information
- Texans’ recommended dealers for on-the-spot financing
- Research and resources to help you make the best decision for you
GAP Coverage
Guaranteed Asset Protection (GAP) covers the difference between what your insurance company pays and what you owe on your vehicle, should your car be stolen or totaled. All members who take out an auto loan have the option to add GAP coverage. Ask your loan officer for details!
Major Mechanical Protection
Major Mechanical Protection (MMP) helps pay the cost of parts and labor for covered repairs to your vehicle, car rental and roadside assistance when an unexpected breakdown occurs. Plans include a variety of coverage options that match your vehicle and driving habits. Ask your loan officer for details!
Payment Protection Insurance
With Payment Protection Insurance (PPI), you can have your loans paid for you when you need it most. If you are unable to make your loan payment because of an illness, injury, or death, PPI makes your monthly payments, prevents late fees and helps protect your credit rating. It’s peace of mind that is affordable and part of your regular payment. Ask your loan officer for details!
Apply online or call our Lending Center at 972.348.2290 (800.843.5295, ext. 2290).
1. Deferred payment is optional and available upon credit approval. Interest begins accruing upon disbursement of loan. Some restrictions may appy.
