Auto Loan Rates
Rates are subject to change – contact our e-Branch at 972.348.2000 (800.843.5295) or visit your local Texans branch for more information.
* Rates are shown as Annual Percentage Rates. Lowest rates currently available as of 4/15/16 and reflect a 0.25% automatic payment rate discount. Rates and terms are determined by the overall creditworthiness of each applicant, and are subject to change. Final rate subject to increase based on final approved Loan to Value. Qualified co-borrower may be required. Some restrictions may apply. Available to qualified applicants 18 and over. Lowest rate is not applicable for internal refinances. Financing is not available for salvaged or branded title vehicles. Proof of insurance required.
1. Maximum vehicle mileage of 85,000. For loans with mileage over 85,000, add additional 1% to rate.
2. Rates also reflect a 0.50% equity discount. Ask your loan officer for more details and to find out if you qualify.
3. Minimum loan amount of $5,000 required.
4. Minimum loan amount of $20,000 required. Loans less than this amount may qualify for shorter financing terms.
5. Minimum loan amount of $30,000 required. Loans less than this amount may qualify for shorter financing terms.
6. Rates and terms applicable to Boat, RV, Motorcycle and 5th-Wheel loans only. Maximum age of vehicle is 10 years. Personal Watercraft, and Motorcycles have max 60 month term.
Example: Based on a $25,000 loan amount, the minimum monthly payment is $438.08 over a 60-month loan at 1.99% APR.
Texans CU Routing # 311987786
24-Hour Account Access Line: 972.348.2001 (800.843.6426)