Checking Account Rates

Other Rates for Texans Products:

Savings Account Rates
Auto Loan Rates
Checking Account Rates Home Loan Rates
CD and IRA Rates Personal Loan Rates

Rates are subject to change – contact our e-Branch at 972.348.2000 (800.843.5295) or visit your local Texans branch for more information.

Existing Checking Accounts (closed to new accounts, effective April 1, 2014)

Account Type Minimum to Earn Dividends Dividend Rate Annual Percentage Yield1 (APY)
Reward Checking $2,000 .05% .05%
Interest Checking $2,000 .05% .05%
Free Checking No dividends No dividends No dividends
Futures Checking No dividends No dividends No dividends
High Rate Checking (Qualified)2 $0.01 to $25,000 .25% .25%
High Rate Checking (Qualified)2 $25,000.01 or more .05% .05%
High Rate Checking (Non-Qualified)2 $0.01 or more .05% .05%

Learn more about the checking account migration taking place on May 1, 2014

Dividends on all Share Accounts, Dividend Bearing Checking Accounts and Money Market Accounts will be compounded monthly and credited each calendar month. Dividends are computed using the "daily balance" method and begin to accrue on the business day cash and non-cash items, such as paper checks, are deposited to your account.
1. APY is accurate as of 4/05/12 . Fees may change at any time without prior notice. Fees or other conditions could reduce the earnings on the account.
2. High Rate Checking is no longer offered for new accounts. Current High Rate Checking accountholders, please note: to earn highest qualified APY, you must have at least 15 Texans Check Card transactions (ATM withdrawals not included) and at least one direct deposit or ACH Debit posted to your account monthly. Non-qualified accounts will earn the lowest APY quoted.


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Texans CU Routing # 311987786
24-Hour Account Access Line: 972.348.2001 (800.843.6426)

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