Share Accounts
A Share (Savings) Account is required for membership at Texans. Once you open a Share Account, you are eligible for all of Texans' products and services.
With all Texans savings accounts, you will enjoy:
- No monthly service charge1
- Free Online Banking
- Free e-statements
- Free transfers to Texans accounts2
- Free 24-hour automated account access by phone
A minimum deposit of $25 is required to open and maintain this account. Share Accounts receive dividends monthly, which are computed by applying a daily periodic rate to the balance in the account each day (daily balance method). Share Account holders must maintain a minimum daily balance of $25 in order to earn dividends.
Travel Share Accounts
A Travel Share Account is a second savings account for special savings needs. You must have a regular Share (Savings) Account to open a Travel Share Account. Travel Share Accounts with a daily balance of $0.01 will receive dividends, also computed by the daily balance method.
For more information on Texans' Share Accounts, contact us at 972.348.2000 (800.843.5295) or visit your nearest Texans branch.
1. A single service fee of $5 may be charged unless you maintain an average daily balance of $100 when the only account you have with Texans is a Share Account.
2. Federal regulations establish the maximum number of remote withdrawal transactions that can be made each statement cycle on Money Market and Share Accounts. Members may not make more than six transfers and/or withdrawal transactions on their Share Account or Money Market Account using Telephone Access Line, online banking, check card transactions, telephone or written instruction. Transactions made in person, by mail or at an ATM do not apply.
