A share account (also referred to as a regular savings account) establishes your membership at Texans Credit Union. Once you open one of these, you're eligible for all of our products and services!
With all Texans savings accounts, you'll enjoy:
Why is the account called a "share" account? This account represents your share of ownership in the credit union. As a member, this account's minimum balance of $25 gives you full voting rights and ownership into the credit union, plus allows you to earn monthly dividends (computed using the daily balance method). Learn more about the credit union difference.
Need another account for a particular savings need, like vacation expenses or holiday shopping? A Travel Share Account offers the same benefits of a share account without a minimum balance requirement. Accounts with a daily balance of $0.01 receive dividends, also computed with the daily balance method.
A regular share account is required to open a Travel Share Account.
For more information on Texans' Share Accounts or for assistance choosing the right account for you, contact us at 972.348.2000 (800.843.5295) or visit your local Texans branch.
1. Maintain an average daily balance of $100 in your share account or maintain another Texans account to avoid a monthly single service fee of $5.
2. Federal regulations establish the maximum number of remote withdrawal transactions that can be made each statement cycle on Money Market and Share Accounts. Members may not make more than six transfers and/or withdrawal transactions on their Share Account or Money Market Account using Telephone Access Line, online banking, check card transactions, telephone or written instruction. Transactions made in person, by mail or at an ATM do not apply.