Texins Credit Union was founded in 1953 by 11 Texas Instruments employees who wished to improve the financial well-being of themselves and their co-workers. They pictured a credit union that encouraged financial security by offering low-cost loans and a safe place to deposit savings. Each pooled just $5 and a tradition of excellence was born.
In 1998, membership was expanded to include the surrounding North Texas communities and Texins Credit Union became Texans Credit Union, reflecting the diversity of our new membership.
Today, we’re proud to serve over 110,000 members with the same mission that inspired our founders – to improve the well-being of all Texans. What started as a small group of TI employees wanting to make a difference in 1953 has grown to an institution powered by Texans, for Texans.
You’re more than a member. You’re a Texan. That means you are a part of something special; a tradition of excellence. It means you’re guaranteed to be provided with exceptional member service, products and services that go above and beyond your needs, and most importantly, you’ll always be treated like family. Being a Texan comes with a feeling of pride, respect, hard work, and a dedication to make the lives around us better. Our commitment to you is to reinforce that feeling with every interaction.
Texans Gives Back
Our community outreach program, Texans Gives Back, is designed to empower members of Team Texans to enrich, serve, and get involved with our local communities. Since its inception in 2016, our team has provided over 4,000 hours of community service through Texans Gives Back.
Regardless of which card you choose, there are no annual fees with a Texans VISA card. Plus, you can transfer balances from your other high-rate cards without paying a balance transfer fee and take cash advances with no additional fees.
But that's not all. Your Texans VISA comes with online access where you can utilize our personal financial management tool, Money Management™, to create a budget and gain valuable insight into where your money is going.
Use your Texans Mastercard Debit Card at more than 70,000 surcharge-free ATMs worldwide through the Allpoint and CO-OP ATM networks, and anywhere Mastercard is accepted. Plus, your Texans Mastercard Debit Card will:
Double your manufacturer's warranty on purchases up to 12 Months*
Price protect purchases up to $250*
Provide a 60-day satisfaction guarantee on purchases for full refund of the purchase price*
Include Mastercard Global Service for emergency, one-day, temporary card replacement in the US*
Get a Texans Debit Card with your checking account today!
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Guaranteed Asset Protection (GAP)
Texans GAP coverage could save you thousands. If your vehicle is totaled or stolen, your insurance may not pay to cover its full value. That’s where we come in. Our GAP coverage offers low-cost protection if you have a high-cost loss by covering additional funds needed to pay off the vehicle loan. And it’s available on most new and used auto, motorcycle and RV loans1.
Major Mechanical Protection
Car repairs today can set you back thousands of dollars. Fortunately, Texans offers its members Major Mechanical Protection (MMP) coverage. This protects you from the unexpected expense of vehicle repairs. There’s absolutely no deductible for repairs and you don’t have to wait for reimbursement — all repair costs are covered up front. Available on most new and used auto loans2.