Discover what it means to be a Texan with a Texans Credit Union membership. Once you become a Texan, you're part of our family. We are committed to making our members lives better, which means providing you with the great products and personal support you need to reach your financial goals.
Here, you're more than a member. You're a Texan. Being a Texan comes with a feeling of pride, respect, hard work, and a dedication to making the lives around us better. Our commitment to you is to reinforce that feeling with every interaction. We're proud to be Texans and we want you to be too.
Keep More of Your Money
Since we're a not-for-profit organization, we're able to provide you with low fees and great rates. That means keeping more of your money in your pocket.
We're here to help you through every step of your financial journey. With member service that goes above and beyond your needs, at Texans, you'll always be treated like family.
Access your money when you want it, the way you want it. With mobile, online, ATM, and in branch banking, wherever you go, you're never far from Texans.
Access the World's Largest ATM Network with the Allpoint and CO-OP networks
Mobile Banking App
It's Like Having a Full-Service Branch on Your Phone or Tablet!
Manage your accounts, move money around, pay bills, and more:
Access accounts and view transactions
Fingerprint login capabilities for iOS and Android users
Mobile check deposit
Find your closest branch or surcharge-free ATM
View balances without logging in via Quick Balance
Plus, when you sign up for online banking, you are eligible for Purchase Rewards, which gives you personalized cash-back offers and deposits the cash-back directly into your checking account each month.
All you need is your mobile phone and the Texans app to deposit checks anytime, anywhere. It's easy, convenient, and secure.
Snap a picture of both sides of your signed check
Choose the account for deposit
Voila! Your check is deposited.
EMV Chip Technology
Protect Your Card Transactions from Fraud
All Texans debit and credit cards are now equipped with a fraud-fighting microchip that encrypts information when making transactions at a chip-enabled terminal.
Insert your card in the chip reader instead of swiping
You can still swipe your card when necessary
You can still use your card online or over the phone
Plus, chip cards are more widely accepted worldwide so your card is easier to use outside of the U.S.
Regardless of which card you choose, there are no annual fees with a Texans VISA card. Plus, you can transfer balances from your other high-rate cards without paying a balance transfer fee and take cash advances with no additional fees.
But that's not all. Your Texans VISA comes with online access where you can utilize our personal financial management tool, Money Management™, to create a budget and gain valuable insight into where your money is going.
Use your Texans Mastercard Debit Card at more than 70,000 surcharge-free ATMs worldwide through the Allpoint and CO-OP ATM networks, and anywhere Mastercard is accepted. Plus, your Texans Mastercard Debit Card will:
Double your manufacturer's warranty on purchases up to 12 Months*
Price protect purchases up to $250*
Provide a 60-day satisfaction guarantee on purchases for full refund of the purchase price*
Include Mastercard Global Service for emergency, one-day, temporary card replacement in the US*
Get a Texans Debit Card with your checking account today!
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Guaranteed Asset Protection (GAP)
Texans GAP coverage could save you thousands. If your vehicle is totaled or stolen, your insurance may not pay to cover its full value. That’s where we come in. Our GAP coverage offers low-cost protection if you have a high-cost loss by covering additional funds needed to pay off the vehicle loan. And it’s available on most new and used auto, motorcycle and RV loans1.
Major Mechanical Protection
Car repairs today can set you back thousands of dollars. Fortunately, Texans offers its members Major Mechanical Protection (MMP) coverage. This protects you from the unexpected expense of vehicle repairs. There’s absolutely no deductible for repairs and you don’t have to wait for reimbursement — all repair costs are covered up front. Available on most new and used auto loans2.