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$65 for 65 Mastercard® Debit Card Sweepstakes


Will You Be A Winner?

65 Texans will be chosen to win $65 each week in May just for using their Texans Mastercard® Debit Card. You receive one entry for every qualifying purchase you make with your Texans Mastercard® Debit Card, so the more times you use your debit card, the more chances you have to win! Don't have a Texans Mastercard® Debit Card? Apply today for a Texans Checking Account and receive your Texans Mastercard® Debit Card to start earning entries.


Official Rules:

Eligibility: No purchase necessary to enter or win. The Texans Credit Union (TCU) “$65 for 65 Giveaway” Mastercard® debit card program (“Program”) is open to individual legal U.S. residents who are 18 years or older at the time of entry. The Program is void where prohibited by law. Participation constitutes entrant’s full and unconditional agreement to these Official Rules and Sponsor’s decisions, which are final and binding in all matters related to the Program. Winning a prize is contingent upon fulfilling all requirements set forth herein. An eligible “Member” for the purposes of the Program means the primary accountholder of a TCU Share Account in good standing (as determined by Sponsor in its sole discretion) at the time of entry and at the time of drawing. A “Prospective Member” for the purposes of the Program means an individual who is not yet, but eligible to become a Member at the time of entry and at the time of drawing, as defined by Eligibility Requirements available online: In the event of a dispute as to the identity of a winner, such entry will be deemed to be submitted by the primary accountholder of the Eligible TCU Account in question. Employees of TCU, its affiliates and their families residing in a single household are not eligible. Some restrictions may apply. Internet and computer access are required to participate in this program via the No Purchase Entry Method.


TIMING: The Program begins at 12:00am CT on April 29, 2019 and ends at midnight CT on May 31, 2019 (“Promotion Period”). There will be three hundred and twenty five (325) random drawings; sixty-five (65) drawings for each week during the Sweepstakes Period (drawing periods detailed below), from among eligible entries received by the end of each weekly Entry Period.  


HOW TO ENTER:  Between April 26, 2019 and May 31, 2019, each member will receive one (1) entry each time the member’s Texans Credit Union Mastercard® Debit Card is used to make a qualifying purchase. Qualifying purchases include all debit card purchases, including signature-based purchases and Personal Identification Number (PIN)-based purchases, Internet purchases, phone or mail-order purchases, and bill payments. Entries from unauthorized card use or lost, stolen, or fraudulent debit cards are void. No Purchase Entry Method: Members or Prospective Members will receive one (1) entry each time participant visits during the program period and follows the instructions on the screen. Limit one (1) entry per day per participant through No Purchase Entry Method. The date-stamp of the entry, as recorded by TCU technology, determine the eligibility of the drawing entry. TCU is not responsible for lost or otherwise compromised entries.  Non-winning Weekly Drawing entries will not be carried forward into the subsequent Weekly Drawings, if any.


PRIZES: Sixty-five (65) prizes will be awarded each week over the course of the promotion, as chosen by random selection in a drawing from all eligible Entries. Each winner (primary accountholder on the debit card account or name on No Purchase Entry Method submission) will receive a $65 monetary payout. (Maximum value of all prizes: $21,225.00 USD.) Odds of winning any one prize depend on the number of eligible Entries received during the time period. The decisions of TCU, including the selection of the winners, are final and binding on all matters related to the Contest. 


Weekly Drawings: Weekly Prize Winners (subject to verification) will be selected in each Weekly Drawing, which will be held on or about three (3) days following the end of each Weekly Entry Period specified below. Weekly Drawings will be conducted from among all eligible entries received during the applicable Weekly Entry Period. The odds of winning a Weekly Prize depend upon the number of eligible entries received by the end of each Weekly Entry Period and compliance with the exact requirements of these Official Rules. The Weekly Entry Periods are as follows:


Weekly Entry Period


Period 1

4/29 – 5/03

Period 2

5/04 – 5/10

Period 3

5/11 – 5/17

Period 4

5/18 – 5/24

Period 5

5/25 – 5/31



NOTIFICATION: Winners entering by debit card purchase(s) will be notified via phone or email and a credit on their monthly checking account statement. The winning amount will be credited to the corresponding account within 4-6 weeks of the winning Entry’s latest transaction date during the Promotion Period. In the event any TCU member’s corresponding account is closed at the time of prize award, TCU will send prize to the last known address of the winner in order to award the prize by mail. Winners who entered by the alternate online method will be notified by phone or email, and will each be awarded a Mastercard® gift card addressed to the winner in the amount up to $65.00 and mailed to the address on the Entry submission. Alternate form of entry winners may be required to complete an address confirmation letter. Please allow 6-8 weeks from end of each Promotion Period for winners validation and delivery of alternate online method of entry prizes.


PRIZE CONDITIONS: TCU is not responsible for any notification, documentation or prize that is returned as undeliverable. In the event any documentation or prize is returned as undeliverable, that prize will be forfeited and will not be awarded. Required documents must be returned within the time specified or the potential prizewinner will be disqualified. Taxes, if any, are the responsibility of the individual winner; a Miscellaneous Form 1099 may be issued as required by law. No transfer or assignment of any prize is permitted, except at the sole discretion of TCU. By entering this promotion and accepting a prize, each winner consents to the use of his/her name, photographs, voice recordings and likenesses for publicity purposes without additional compensation or permission (except where prohibited by law). Texans CU will not be responsible for any act of God, acts of terrorism, civil disturbances, work stoppage, force majeure, or other event, condition, or occurrence outside the control of Texans CU that may cause the failure to deliver any part of the prize or the entire prize.


PROGRAM LIMITATIONS: This Contest is subject to suspension, cancellation or modification at any time without prior notice or liability if the integrity of the program is compromised in any manner as determined by TCU. TCU reserves the right at its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Program, or to be acting in violation of these Official Rules. TCU’s failure to enforce any term of these Official Rules will not constitute a waiver of that provision. Under no circumstance will more prizes than those set forth in these Full Official Rules be awarded. All winners and entries are subject to verification and compliance with these Full Official Rules. All entries become the exclusive property of TCU and will not be acknowledged or returned. By participating in this program, entrants accept and agree to be bound by these Official Rules and the decisions of TCU.


WAIVER OF LIABILITY: Except where prohibited, all entrants agree to release and hold harmless TCU and its subsidiaries, affiliates, officers, directors, employees, agents, independent contractors and all others associated with the development and execution of this program from any and all liability with respect to, or in any way arising from, or in connection with: a) his/her participation in this program and/or the acceptance, possession or use of any prize that may be awarded to him/her, including, but not limited to, liability for personal, bodily injury, death, damages or loss of any kind; b) unauthorized human intervention in the program; c) technical errors, programming errors, transmission defaults or interruptions related to computers, mobile phones, software, servers, or telephone or network lines; d) computer server or telephone service failure and/or delayed, garbled or corrupted data transmitted by entrants; e) sending, printing or typographical errors; f) errors in the administration of the program or the procession of Entries; g) late, lost or undeliverable mail, prize awards, email or shipments; or h) any loss or damage to any participant’s or to any other person’s computer or electronic device relating to, or resulting from, playing or downloading any information or software in connection with the program. The Released Parties are not responsible for i) incomplete, lost, illegible, late, stolen or mis-directed Entries and ii) technical, hardware, software or telephone/Internet malfunctions of any kind, transmission defaults, corrupted data, hardware or software malfunctions, lost or unavailable network connections, or failed, incorrect, incomplete, inaccurate, garbled or delayed electronic communications caused by the user, or by any of the equipment or programming associated with or utilized in the program, or by any human or other errors that may occur in connection with the program.


DISPUTES: As a condition of participating in this Contest, each entrant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with this Contest, shall be resolved individually, without resort to any form of class action, before a court of competent jurisdiction located in Dallas County, Texas, under the laws of the State of Texas (without regard to conflicts of law principles). Each entrant hereby waives all rights to claim punitive, incidental or consequential damages, or any other damages, including attorneys’ fees, other than entrant’s actual out-of-pocket expenses.


PUBLICITY RELEASE: Each entrant and winner grants to TCU and each of its affiliates, agents, and repre­sentatives the right to depict, publish, publicize, license, and/or exploit all or part of their name and likeness, for advertising, promotional, and trade purposes in any and all media now known or hereafter developed, in perpetuity, without notice and without compensation, except where prohibited by law.


GENERAL CONDITIONS: Contest entries generated by a computer-generated script, macro or other mechanical or automated means (including photocopies) will be disqualified. In the event there is a discrepancy or inconsistency between the English language version and any other language version of these Full Official Rules or of any promotional materials, the English version will prevail, govern and control.


WINNERS’ LIST: For a list of winners, mail a self-addressed stamped envelope to: Texans Credit Union, Attn: Marketing Dept., PO Box 853912, Richardson, TX 75085-3912. Winners’ list requests must be made by May 31, 2019.


SPONSOR: The Sponsor of this Contest is Texans Credit Union. This credit union is federally insured by the National Credit Union Administration. 


Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Digitally Enabled and Incredibly Accessible!

  • Online Banking/Bill Pay
  • Mobile Banking
  • Mobile Deposit
  • Apple Pay
  • 70,000 Surcharge-Free ATMs - Worldwide
  • Enhanced ATM/Debit Card

All Texans Checking Accounts Are Digitally Enabled and Incredibly Accessible

Texans are smart and our checking accounts should be too. That's why all of our accounts are digitally focused and offer 24/7 access. Use the chart below to select the account that's right for you.

Purchase Rewards

Earn Cash Back Rewards, just for Using Your Texans Debit Card

Purchase Rewards allows you to earn cash back on items you already purchase from stores where you already shop! Here's how it works.

  1. Receive personalized offers directly in online or mobile banking
  2. Accept an offer and earn rewards for any qualifying purchases
  3. Get cash back directly deposited into your checking account the following month

Start earning cash back today!

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Money Management

Manage All of Your Personal Finances, Right Inside Online Banking

This personal financial management tool brings together all of your accounts from virtually every company you do business with, in one place to give you a total picture of your finances. Use it to:

  1. Create a budget that is easy to stick to
  2. Observe your spending behaviors and trends
  3. Gain valuable insight into where your money is going

With the ability to connect to over 20,000 institutions, you can connect and review all of your accounts in one place!

learn more

Financial Education Center

Important Articles About our Products & Services

Financial Education Center

70,000 Surcharge-Free ATMs

Access the World's Largest ATM Network with the Allpoint and CO-OP networks

Mobile Banking App

It's Like Having a Full-Service Branch on Your Phone or Tablet!

Manage your accounts, move money around, pay bills, and more:

  • Access accounts and view transactions
  • Fingerprint login capabilities for iOS and Android users
  • Mobile check deposit
  • Find your closest branch or surcharge-free ATM
  • View balances without logging in via Quick Balance

Plus, when you sign up for online banking, you are eligible for Purchase Rewards, which gives you personalized cash-back offers and deposits the cash-back directly into your checking account each month.

Mobile Deposit

All you need is your mobile phone and the Texans app to deposit checks anytime, anywhere. It's easy, convenient, and secure.

  1. Snap a picture of both sides of your signed check
  2. Choose the account for deposit
  3. Voila! Your check is deposited.

EMV Chip Technology

Protect Your Card Transactions from Fraud

All Texans debit and credit cards are now equipped with a fraud-fighting microchip that encrypts information when making transactions at a chip-enabled terminal.

  • Insert your card in the chip reader instead of swiping
  • You can still swipe your card when necessary
  • You can still use your card online or over the phone

Plus, chip cards are more widely accepted worldwide so your card is easier to use outside of the U.S.

Mastercard Debit Card

Open an Account

Visa Credit Card

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VISA® Cards

Great Rate or Cash Back

Regardless of which card you choose, there are no annual fees with a Texans VISA card. Plus, you can transfer balances from your other high-rate cards without paying a balance transfer fee and take cash advances with no additional fees.

But that's not all. Your Texans VISA comes with online access where you can utilize our personal financial management tool, Money Management, to create a budget and gain valuable insight into where your money is going.

1 Rates subject to change and are based on personal credit history. For more information, visit our Rate Advantage VISA Card page.

2 For full cash back details and terms and conditions visit our Cash Rewards VISA Card page.

Mastercard® Debit Card

Cash With No Fees at 70,000 ATMs

Use your Texans Mastercard Debit Card at more than 70,000 surcharge-free ATMs worldwide through the Allpoint and CO-OP ATM networks, and anywhere Mastercard is accepted. Plus, your Texans Mastercard Debit Card will:

  • Double your manufacturer's warranty on purchases up to 12 Months*
  • Price protect purchases up to $250*
  • Provide a 60-day satisfaction guarantee on purchases for full refund of the purchase price*
  • Include Mastercard Global Service for emergency, one-day, temporary card replacement in the US*

Get a Texans Debit Card with your checking account today!

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* For full details and terms and conditions visit our Mastercard Debit benefits guide.

Courtesy Pay or Overdraft Protection

Protect your debit card transactions, ATM withdrawals, automatic payments and checks or EFTs from a declined transaction.

Overdraft Protection

Your first line of defense uses your accounts to cover overdrafts.

  • $5 fee for each transaction
  • Uses designated savings account or line-of-credit to pay overdrafts

Learn more about Overdraft Protection here

Call Us

972.348.2000 (800.843.5295)

Courtesy Pay

A one-time opt-in can provide an emergency backup against overdraft.

  • $35 fee for each transaction
  • May cover transactions that exceed your available balance, up to $750 (including fees)

Learn more about Courtesy Pay here

Opt In


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Guaranteed Asset Protection (GAP)

Texans GAP coverage could save you thousands. If your vehicle is totaled or stolen, your insurance may not pay to cover its full value. That’s where we come in. Our GAP coverage offers low-cost protection if you have a high-cost loss by covering additional funds needed to pay off the vehicle loan. And it’s available on most new and used auto, motorcycle and RV loans1.


Major Mechanical Protection

Car repairs today can set you back thousands of dollars. Fortunately, Texans offers its members Major Mechanical Protection (MMP) coverage. This protects you from the unexpected expense of vehicle repairs. There’s absolutely no deductible for repairs and you don’t have to wait for reimbursement — all repair costs are covered up front. Available on most new and used auto loans2.

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