Online banking


Coronavirus (COVID-19) Information


For the safety of our members and staff, capacity limits remain in place at all branches. Appointments are highly encouraged to ensure prompt service, as appointments will take precedence over walk-ins. Please visit our Appointment Page to easily contact your preferred branch location.


Recent Updates:

Posted Monday, August 16, 2021, at 9:00 AM

Per the Texas Supreme Court, masks will no longer be required; however, we do encourage you to keep our fellow Texans safe by masking up and social distancing when visiting a branch location.

Posted Thursday, August 12, 2021, at 12:00 AM

Per Dallas County Order, those visiting the following branches are required to wear a mask or face-covering: Campbell Road, Garland, Irving Blvd., Preston and Forest, and Telecom. Our employees at these locations will also be wearing them for their safety and yours.

Posted Friday, March 5, 2021 at 4:30 PM

As of March 10, masks will no longer be required in accordance with Governor Abbott's most recent executive order; however, we do encourage you to keep our fellow Texans safe by masking up and social distancing when visiting a branch location.

Posted Thursday, July 2, 2020, at 4:00 PM

Per Governor Abbott's order, visitors to all branches are now required to wear a mask or face covering while inside.

Posted Tuesday, June 23, 2020, at 11:20 AM

Per Dallas County Order, those visiting the following branches are required to wear a mask or face-covering: Campbell Road, Garland, Irving Blvd., Preston and Forest, and Telecom. We kindly ask that you wear a mask or face-covering while inside our other branches as well, as our employees will be wearing them for their safety and yours.

Posted Friday, May 29, 2020, at 03:00 PM

We're excited to announce the expansion of services available within our lobbies effective June 1, 2020. At this time we are requiring that you make an appointment prior to visiting a branch. In order to comply with social distancing practices, we are limiting capacity within each location. Simply click this link to contact your preferred branch and submit your appointment request.

For the health and safety of our staff and members, we've implemented the following practices:

  • Observance of social distancing guidelines
  • Hand sanitizing stations in each lobby
  • Protective shields installed throughout each branch
  • Our team is regularly disinfecting all surfaces

We kindly ask that you wear a mask or face-covering while inside the branch as our employees will be wearing them for their safety and yours.

We continue to encourage members to utilize digital channels and ATMs when possible. We will also continue to offer expanded drive-thru service for your convenience.

Posted Thursday, April 30, 2020, at 02:00 PM

As the state of Texas begins to reopen, we want to reassure you that Texans is taking the safety of you, our members, and our staff seriously by following guidelines laid out by Governor Abbott and the CDC. At this time, we intend to keep all branch lobbies closed, with the exception of select services which can be completed by appointment only.
Effective May 4, the following services may be completed inside a branch lobby by appointment only:

  • Safe Deposit Box access
  • Notary Services
  • Real Estate Loan closings

If you would like to make an appointment for one of the above services, please reach out to your preferred branch location directly. 

We kindly ask that you wear a mask or face-covering while inside the branch as our employees will be wearing them for their safety and yours.

  • Per Dallas County Order, those visiting the following branches are required to wear a mask or face-covering: Campbell Road, Garland, Irving Blvd., Preston and Forest, and Telecom

Posted Friday, April 10, 2020, at 04:15 PM

Interested in skipping your auto or personal loan payment? Simply review the information below and then contact us to start your request.

Keep in mind not all loans are eligible for a skip payment. Please review the below requirements before submitting your request:

  • The following loan types are eligible for a Skip-A-Pay: Auto, Personal
  • A $35 fee is assessed at the time of Skip-A-Pay
  • You may not have had a Skip-A-Pay within the last six (6) months, or two (2) within the last twelve (12) months
  • You may not have had four (4) total Skip-A-Pays during the life of your loan
  • Your Texans CU accounts must be in good standing at the time of Skip-A-Pay processing; processing can take up to three business days from the time of submission

If you meet the above requirements and would like to submit a skip payment request, please email us or give us a call at 972.348.2000.

Posted Friday, April 3, 2020, at 04:00 PM

We intend to follow Governor Greg Abbott's call for social distancing and expect to keep all branch lobbies closed until April 30. Our drive-thrus and electronic channels remain open and ready to serve you! Please be advised that we are experiencing very high hold times, so we encourage you to utilize channels such as our online banking and the Texans CU mobile app. 

Posted Monday, March 23, 2020, at 04:10 PM

As many of you may be aware, Dallas County has issued a Shelter in Place order that will go in effect Monday, March 23, at 11:59 pm. We want to reassure you that financial institutions, including Texans Credit Union, are considered an essential business and we will remain ready and able to serve you during this time.

At this time, regular banking activities can be performed at branch drive-thrus, ATMs, through online and mobile banking, and over the phone through our Member Connect representatives. Our branch lobbies remain closed at least through April 4, 2020. We have created this resource for you to view the ways in which you can complete regular branch services.

You can view the full Dallas County Shelter in Place order here.


If you haven't already:









As always, our Member Connect team is available via phone and email during normal business hours:

  • Monday - Thursday: 9:00am - 5:00pm
  • Friday: 9:00am - 6:00pm
  • Saturday: 9:00am - 1:00pm

If we reach out to you, we won't ask for confidental information such as your name, password, personal identification number (PIN), or other account information. See the Federal Trade Commission's advice for consumers to protect yourself from scams.


Coronavirus hardship assistance.

We understand that there might be situations where members find themselves facing financial difficulties. If you have been financially impacted by COVID-19 and are experiencing hardship regarding a loan or credit card balance, now or in the future, representatives are available to assist you with a range of solutions at 800.843.5295 during normal business hours.


Texans Credit Union is working to uphold our committment as a partner in the communities we serve. We are taking every measure to limit the impact of COVID-19 to safeguard our employees and members.

For additional information about COVID-19 visit the Centers for Disease Control at


Where Do I Go? Guide


What I Need:


Where To Go:

Cash Withdrawal
ATMs / Drive-Thru
Check Deposit
Mobile App / ATMsDrive-Thru
New Loan
Online / Phone - 972.348.2000
Skip a Loan Payment
Phone - 972.348.2000
Loan Payment
Drive-Thru / Online Banking
Mobile App / Phone - 972.348.2000
Cards Services
(New Cards, Lost / Stolen Cards)
Phone - 972.348.2000
Online Banking
Membership Application
General Questions
Phone - 972.348.2000

Member Resource Guide


*Available only at locations with commercial lane drive-thru access

Digitally Enabled and Incredibly Accessible!

  • Online Banking/Bill Pay
  • Mobile Banking
  • Mobile Deposit
  • Apple Pay
  • 70,000 Surcharge-Free ATMs - Worldwide
  • Enhanced ATM/Debit Card

All Texans Checking Accounts Are Digitally Enabled and Incredibly Accessible

Texans are smart and our checking accounts should be too. That's why all of our accounts are digitally focused and offer 24/7 access. Use the chart below to select the account that's right for you.

Purchase Rewards

Earn Cash Back Rewards, just for Using Your Texans Debit Card

Purchase Rewards allows you to earn cash back on items you already purchase from stores where you already shop! Here's how it works.

  1. Receive personalized offers directly in online or mobile banking
  2. Accept an offer and earn rewards for any qualifying purchases
  3. Get cash back directly deposited into your checking account the following month

Start earning cash back today!

learn more

Money Management

Manage All of Your Personal Finances, Right Inside Online Banking

This personal financial management tool brings together all of your accounts from virtually every company you do business with, in one place to give you a total picture of your finances. Use it to:

  1. Create a budget that is easy to stick to
  2. Observe your spending behaviors and trends
  3. Gain valuable insight into where your money is going

With the ability to connect to over 20,000 institutions, you can connect and review all of your accounts in one place!

learn more

Financial Education Center

Important Articles About our Products & Services

Financial Education Center

70,000 Surcharge-Free ATMs

Access the World's Largest ATM Network with the Allpoint and CO-OP networks

Mobile Banking App

It's Like Having a Full-Service Branch on Your Phone or Tablet!

Manage your accounts, move money around, pay bills, and more:

  • Access accounts and view transactions
  • Fingerprint login capabilities for iOS and Android users
  • Mobile check deposit
  • Find your closest branch or surcharge-free ATM
  • View balances without logging in via Quick Balance


Mobile Deposit

All you need is your mobile phone and the Texans app to deposit checks anytime, anywhere. It's easy, convenient, and secure.

  1. Snap a picture of both sides of your signed check
  2. Choose the account for deposit
  3. Voila! Your check is deposited.

EMV Chip Technology

Protect Your Card Transactions from Fraud

All Texans debit and credit cards are now equipped with a fraud-fighting microchip that encrypts information when making transactions at a chip-enabled terminal.

  • Insert your card in the chip reader instead of swiping
  • You can still swipe your card when necessary
  • You can still use your card online or over the phone

Plus, chip cards are more widely accepted worldwide so your card is easier to use outside of the U.S.

Mastercard Debit Card

Open an Account

Visa Credit Card

Apply Now

VISA® Cards

Great Rate or Cash Back

Regardless of which card you choose, there are no annual fees with a Texans VISA card. Plus, you can transfer balances from your other high-rate cards without paying a balance transfer fee and take cash advances with no additional fees.

But that's not all. Your Texans VISA comes with online access where you can utilize our personal financial management tool, Money Management, to create a budget and gain valuable insight into where your money is going.

1 Rates subject to change and are based on personal credit history. For more information, visit our Rate Advantage VISA Card page.

2 For full cash back details and terms and conditions visit our Cash Rewards VISA Card page.

Mastercard® Debit Card

Cash With No Fees at 70,000 ATMs

Use your Texans Mastercard Debit Card at more than 70,000 surcharge-free ATMs worldwide through the Allpoint and CO-OP ATM networks, and anywhere Mastercard is accepted. Plus, your Texans Mastercard Debit Card will:

  • Double your manufacturer's warranty on purchases up to 12 Months*
  • Provide a 60-day satisfaction guarantee on purchases for full refund of the purchase price*
  • Include Mastercard Global Service for emergency, one-day, temporary card replacement in the US*

Get a Texans Debit Card with your checking account today!

Compare Accounts Open an Account

* For full details and terms and conditions visit our Mastercard Debit benefits guide.

Courtesy Pay or Overdraft Protection

Protect your debit card transactions, ATM withdrawals, automatic payments and checks or EFTs from a declined transaction.

Overdraft Protection

Your first line of defense uses your accounts to cover overdrafts.

  • $5 fee for each transaction
  • Uses designated savings account or line-of-credit to pay overdrafts

Learn more about Overdraft Protection here

Call Us

972.348.2000 (800.843.5295)

Courtesy Pay

A one-time opt-in can provide an emergency backup against overdraft.

  • $35 fee for each transaction
  • May cover transactions that exceed your available balance, up to $750 (including fees)

Learn more about Courtesy Pay here

Opt In


Make the Switch to Mobile and Online Statements

Making the switch to eStatements is secure and easy. Here's how it works.

  • View and print statements right from your online or mobile banking
  • Up to 36 months of statements available for you anytime
  • Reduce waste while increasing your account security
Enroll in eStatements

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Guaranteed Asset Protection (GAP)

Texans GAP coverage could save you thousands. If your vehicle is totaled or stolen, your insurance may not pay to cover its full value. That’s where we come in. Our GAP coverage offers low-cost protection if you have a high-cost loss by covering additional funds needed to pay off the vehicle loan. And it’s available on most new and used auto, motorcycle and RV loans1.


Major Mechanical Protection

Car repairs today can set you back thousands of dollars. Fortunately, Texans offers its members Major Mechanical Protection (MMP) coverage. This protects you from the unexpected expense of vehicle repairs. There’s absolutely no deductible for repairs and you don’t have to wait for reimbursement — all repair costs are covered up front. Available on most new and used auto loans2.

Learn More


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