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How Much Will My Stimulus Check Be?

 

As part of the historic CARES Act, the U.S. government is preparing to send out direct payments to individuals in an effort to ease the economic impact caused by the coronavirus pandemic. U.S. taxpayers may be eligible for up to $1,200 per person in economic stimulus payments. If you're eligible and your bank account information is already on file with the IRS, the IRS and Treasury Department will deposit the check directly into your bank account. The first stimulus checks should begin to go out around the second week of April, but not everyone will receive the full payment and some won't receive a stimulus check at all. Here is a guide to help you determine the amount you may receive:

 

Who is eligible?

Your eligibility and the amount you will receive depends on your income. The total amount of your stimulus check will be based on your adjusted gross income (AGI) from your 2019 federal tax return, or your 2018 return if you haven't filed this year. If you haven't filed this year, don't worry. The US government has delayed the deadline for 2019 taxes to July 15 as a result of coronavirus.

If you qualify, you'll receive one payment. Here's who qualifies:

  • If you're a single US resident and have an AGI less than $99,000
  • If you file as the head of a household and have an AGI less than $146,500
  • If you file jointly without children and have an AGI less than $198,000

 

How much can I expect?

The amount you can expect to receive is determined based on your filing status and income. Check your filing status and AGI on your most recent tax return and use the following guide to determine how much you can expect to receive from your relief check. You can also calculate your estimated payment using this calculator from the Washington Post.

Single Taxpayer

If you file as single, you must have a Social Security number and an AGI under $75,000 to receive the full amount of $1,200. The sum decreases as your AGI goes up. If your adjusted gross income is $99,000 or more, you won't be eligible for the stimulus. 

Head of Household

If you file as head of a household, you will receive the full $1,200 payment if your AGI is under $112,500. If your adjusted gross income is $146,500 or more, you won't be eligible for the stimulus. 

Married Filing Jointly

Married couples filing jointly will recieve a $2,400 payment if their AGI is under $150,000. If your adjusted gross income is $198,000 or more, you won't be eligible for the stimulus. 

Children

For each child age 16 or younger in the family, parents will get a payment of $500. Older children and other dependents may not be eligible for a payment.

 

If you haven't filed federal taxes for 2018, file now

If you haven't filed your 2018 federal taxes, that could affect your stimulus check and the IRS strongly urges anyone who hasn't filed a 2018 tax return to file now. Be sure to include direct deposit banking information on the return to get your stimulus check as soon as possible.

 

What about Social Security recipients and those not typically required to file a tax return?

The Treasury Department said that Social Security beneficiaries who are not typically required to file tax returns will not need to file. Instead, the government will automatically deposit funds into their bank accounts.

If you are not typically required to file a tax return, the IRS stated that you will need to file a simple tax return to receive your payment. The IRS will have soon have instructions for how to file a 2019 tax return on its coronavirus web page for those who typically aren't required to file.

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