Online banking

New User? Forgot Password? Login

Cut Your Rates to as low as 2.39% APR*

with Enterprise Car Sales1 and Texans CU

Enjoy a .50% Rate Discount on any vehicle purchased from Enterprise Car Sales and financed with Texans Credit Union between October 1, 2019 and November 30, 2019.

  • Vehicle must be purchased from Enterprise Car Sales of Plano, Arlington, or Fort Worth
  • Vehicle must be financed with Texans Credit Union
  • Minimum loan amount of $5,000

Apply Now Current Rates

Find a Vehicle

 

 

1 Texans Credit Union is not affiliated with and makes no endorsement, representation or warranty as to the products and services offered by Enterprise Car Sales. Texans Credit Union, its officers and employees are not liable for any injuries, obligations, losses, or damages of any kind caused by, relating to, or resulting from transactions with  Enterprise Car Sales.

* 2.39% Annual Percentage Rate is the lowest rate currently available as of 10/1/2019 on auto loans only, for up to 36 months, valid only on vehicles purchased from Enterprise Car Sales and financed with Texans Credit Union. For example, based on a $25,000 loan amount, the minimum monthly payment is $720.33 over a 36-month loan at 2.39% APR. This rate includes a 0.50% rate discount for vehicles purchased from Enterprise Car Sales of Plano, Arlington, and Fort Worth and approved financing with Texans CU,  October 1, 2019 through November 30, 2019. This rate also reflects a 0.25% rate discount for automatic loan payments and a 0.50% Loan-to-Value rate discount when the LTV is less than 100%. For vehicles with mileage exceeding 85,000, 1.00% will be added to the rate. Minimum loan amount of $5,000 required. Rates, terms and conditions are determined by the overall creditworthiness of each applicant and are subject to change without notice. Offer is not available for internal refinances (existing Texans auto loan) or model years 2016 and older. Additional financing options are available for model years 2011-2016. Financing is not available for commercial-use vehicles or salvaged or branded title vehicles. Other restrictions may apply. Additional terms available.  Speak with your Texans representative for further details. Loans subject to approval.

Digitally Enabled and Incredibly Accessible!

 
  • Online Banking/Bill Pay
  • Mobile Banking
  • Mobile Deposit
  • Apple Pay
  • 70,000 Surcharge-Free ATMs - Worldwide
  • Enhanced ATM/Debit Card
image
 

All Texans Checking Accounts Are Digitally Enabled and Incredibly Accessible

Texans are smart and our checking accounts should be too. That's why all of our accounts are digitally focused and offer 24/7 access. Use the chart below to select the account that's right for you.

Purchase Rewards

Earn Cash Back Rewards, just for Using Your Texans Debit Card

Purchase Rewards allows you to earn cash back on items you already purchase from stores where you already shop! Here's how it works.

  1. Receive personalized offers directly in online or mobile banking
  2. Accept an offer and earn rewards for any qualifying purchases
  3. Get cash back directly deposited into your checking account the following month

Start earning cash back today!

learn more

Money Management

Manage All of Your Personal Finances, Right Inside Online Banking

This personal financial management tool brings together all of your accounts from virtually every company you do business with, in one place to give you a total picture of your finances. Use it to:

  1. Create a budget that is easy to stick to
  2. Observe your spending behaviors and trends
  3. Gain valuable insight into where your money is going

With the ability to connect to over 20,000 institutions, you can connect and review all of your accounts in one place!

learn more

Financial Education Center

Important Articles About our Products & Services

Financial Education Center

70,000 Surcharge-Free ATMs

Access the World's Largest ATM Network with the Allpoint and CO-OP networks

Mobile Banking App

It's Like Having a Full-Service Branch on Your Phone or Tablet!

Manage your accounts, move money around, pay bills, and more:

  • Access accounts and view transactions
  • Fingerprint login capabilities for iOS and Android users
  • Mobile check deposit
  • Find your closest branch or surcharge-free ATM
  • View balances without logging in via Quick Balance

Plus, when you sign up for online banking, you are eligible for Purchase Rewards, which gives you personalized cash-back offers and deposits the cash-back directly into your checking account each month.

Mobile Deposit

All you need is your mobile phone and the Texans app to deposit checks anytime, anywhere. It's easy, convenient, and secure.

  1. Snap a picture of both sides of your signed check
  2. Choose the account for deposit
  3. Voila! Your check is deposited.

EMV Chip Technology

Protect Your Card Transactions from Fraud

All Texans debit and credit cards are now equipped with a fraud-fighting microchip that encrypts information when making transactions at a chip-enabled terminal.

  • Insert your card in the chip reader instead of swiping
  • You can still swipe your card when necessary
  • You can still use your card online or over the phone

Plus, chip cards are more widely accepted worldwide so your card is easier to use outside of the U.S.

Mastercard Debit Card

Open an Account

Visa Credit Card

Apply Now

VISA® Cards

Great Rate or Cash Back

Regardless of which card you choose, there are no annual fees with a Texans VISA card. Plus, you can transfer balances from your other high-rate cards without paying a balance transfer fee and take cash advances with no additional fees.

But that's not all. Your Texans VISA comes with online access where you can utilize our personal financial management tool, Money Management, to create a budget and gain valuable insight into where your money is going.

1 Rates subject to change and are based on personal credit history. For more information, visit our Rate Advantage VISA Card page.

2 For full cash back details and terms and conditions visit our Cash Rewards VISA Card page.

Mastercard® Debit Card

Cash With No Fees at 70,000 ATMs

Use your Texans Mastercard Debit Card at more than 70,000 surcharge-free ATMs worldwide through the Allpoint and CO-OP ATM networks, and anywhere Mastercard is accepted. Plus, your Texans Mastercard Debit Card will:

  • Double your manufacturer's warranty on purchases up to 12 Months*
  • Price protect purchases up to $250*
  • Provide a 60-day satisfaction guarantee on purchases for full refund of the purchase price*
  • Include Mastercard Global Service for emergency, one-day, temporary card replacement in the US*

Get a Texans Debit Card with your checking account today!

Compare Accounts Open an Account

* For full details and terms and conditions visit our Mastercard Debit benefits guide.

Courtesy Pay or Overdraft Protection

Protect your debit card transactions, ATM withdrawals, automatic payments and checks or EFTs from a declined transaction.

Overdraft Protection

Your first line of defense uses your accounts to cover overdrafts.

  • $5 fee for each transaction
  • Uses designated savings account or line-of-credit to pay overdrafts

Learn more about Overdraft Protection here

Call Us

972.348.2000 (800.843.5295)

Courtesy Pay

A one-time opt-in can provide an emergency backup against overdraft.

  • $35 fee for each transaction
  • May cover transactions that exceed your available balance, up to $750 (including fees)

Learn more about Courtesy Pay here

Opt In

 

Templated Block 14 - Rates Strip - Deposit Accounts - Content Missing

Templated Block 15 - Checking - Content Missing

Templated Block 16 - Auto Loans - Content Missing

Templated Block 17 - Membership - Content Missing

Templated Block 18 - Digital & Accessible 3 - Content Missing

Templated Block 19 - High Yield Savings - Content Missing

Guaranteed Asset Protection (GAP)

Texans GAP coverage could save you thousands. If your vehicle is totaled or stolen, your insurance may not pay to cover its full value. That’s where we come in. Our GAP coverage offers low-cost protection if you have a high-cost loss by covering additional funds needed to pay off the vehicle loan. And it’s available on most new and used auto, motorcycle and RV loans1.

 

Major Mechanical Protection

Car repairs today can set you back thousands of dollars. Fortunately, Texans offers its members Major Mechanical Protection (MMP) coverage. This protects you from the unexpected expense of vehicle repairs. There’s absolutely no deductible for repairs and you don’t have to wait for reimbursement — all repair costs are covered up front. Available on most new and used auto loans2.

Learn More

 

Templated Block 21 - Credit Life and Disability - Content Missing

Templated Block 22

Templated Block 23

Templated Block 24

Templated Block 25

Templated Block 26

Templated Block 27

Templated Block 28

Templated Block 29

Templated Block 30