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Join Us for Texans CU's Annual Meeting

Thursday, March 28, 2019    |    6:00pm    |    777 E. Campbell Road, Richardson, 75081

This brief meeting provides interested member-owners with an overview of the Credit Union’s accomplishments, and the 2018 Annual Report is distributed. Light refreshments will be served. A video of the annual meeting and the annual report are available online after the annual meeting. 


Members in good standing that are at least 18 years of age on or before March 28, 2019, may attend and participate. Proof of membership (member number and photo ID) required. All attendees must be primary members of Texans CU in good standing. Joint account owners (including children and spouses) are not eligible for attendance, unless they have their own individual primary membership. Due to limited seating, an RSVP is requested. RSVP using the form below or by calling 972.348.2000 by Friday, March 22, if you plan to attend. Registration opens at 5:30pm so the meeting can start promptly at 6:00pm.

At this year’s meeting, there is one position up for election. This position is for a three-year term.


Members may be nominated by the nominating committee or petition.* The nominating committee nominates two nominees, Jurgen Arts and Tom Boedecker, to fill two open positions.

Jurgen Arts has served as member of the Board of Directors since the credit union was released from conservatorship in June 2016. Prior, he served as Director on the credit union’s advisory board and played an instrumental role in Texans’ exit of conservatorship. Jurgen is a full time officer at Ericsson, where he has served in several leadership capacities since 1996, including his current position as Chief Financial Officer for the North American Division. Prior to that role, he was the Chief Financial Officer for the South American Division. Jurgen obtained a degree in economics, an MBA, received management training from Columbia School of Business, and is fluent in five languages. He holds himself, and the organizations he is associated with, to the highest ethical standards and is highly regarded as a strategic leader. 


Tom Boedecker has served as member of the Board of Directors since the credit union was released from conservatorship in June 2016. Prior, he served as a member of the credit union’s advisory board and played an instrumental role in Texans’ exit of conservatorship. Tom is a retired engineer and financial leader from Texas Instruments, where he started his career in 1964. During retirement, Tom has served in various leadership roles with non-profit organizations related to Texas Instruments, including Executive Vice President of the Texas Instruments Alumni Association (TIAA). Since 1964, Tom has been very supportive of Texans Credit Union and is known by his peers as a man of high integrity, competency, and character.


Election Process

  • If valid nominations by all methods result in only one candidate per position, all such nominees are considered elected by general consent.
  • If valid nominations by all methods result in more than one nominee for each vacancy, the elections are conducted by mail balloting and determined by plurality vote.

* Nominations shall not be made from the floor unless sufficient nominations have not been made by the nominating committee or by petition to provide for one nominee for each position to be filled or circumstances prevent the candidacy of one nominee for a position to be filled. Should these circumstances take place and allow nominations from the floor, the election is conducted a t the annual meeting. Nominations by petition must be signed by at least 500 members who are eligible to vote. Each petition may contain the name of only one nominee. No member may sign a petition by proxy or other device. Each petition must be accompanied by a brief statement of qualifications and biographical data, and a signed certificate stating agreement to serve if elected. Nominations by petition must be filed with the Board Secretary no later than February 5, 2018. All Board of Director members must be approved by federal and state regulators prior to being seated as a Director.

RSVP for the Annual Meeting

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  • Online Banking/Bill Pay
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  • Apple Pay
  • 70,000 Surcharge-Free ATMs - Worldwide
  • Enhanced ATM/Debit Card

All Texans Checking Accounts Are Digitally Enabled and Incredibly Accessible

Texans are smart and our checking accounts should be too. That's why all of our accounts are digitally focused and offer 24/7 access. Use the chart below to select the account that's right for you.

Purchase Rewards

Earn Cash Back Rewards, just for Using Your Texans Debit Card

Purchase Rewards allows you to earn cash back on items you already purchase from stores where you already shop! Here's how it works.

  1. Receive personalized offers directly in online or mobile banking
  2. Accept an offer and earn rewards for any qualifying purchases
  3. Get cash back directly deposited into your checking account the following month

Start earning cash back today!

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Money Management

Manage All of Your Personal Finances, Right Inside Online Banking

This personal financial management tool brings together all of your accounts from virtually every company you do business with, in one place to give you a total picture of your finances. Use it to:

  1. Create a budget that is easy to stick to
  2. Observe your spending behaviors and trends
  3. Gain valuable insight into where your money is going

With the ability to connect to over 20,000 institutions, you can connect and review all of your accounts in one place!

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70,000 Surcharge-Free ATMs

Access the World's Largest ATM Network with the Allpoint and CO-OP networks

Mobile Banking App

It's Like Having a Full-Service Branch on Your Phone or Tablet!

Manage your accounts, move money around, pay bills, and more:

  • Access accounts and view transactions
  • Fingerprint login capabilities for iOS and Android users
  • Mobile check deposit
  • Find your closest branch or surcharge-free ATM
  • View balances without logging in via Quick Balance

Plus, when you sign up for online banking, you are eligible for Purchase Rewards, which gives you personalized cash-back offers and deposits the cash-back directly into your checking account each month.

Mobile Deposit

All you need is your mobile phone and the Texans app to deposit checks anytime, anywhere. It's easy, convenient, and secure.

  1. Snap a picture of both sides of your signed check
  2. Choose the account for deposit
  3. Voila! Your check is deposited.

EMV Chip Technology

Protect Your Card Transactions from Fraud

All Texans debit and credit cards are now equipped with a fraud-fighting microchip that encrypts information when making transactions at a chip-enabled terminal.

  • Insert your card in the chip reader instead of swiping
  • You can still swipe your card when necessary
  • You can still use your card online or over the phone

Plus, chip cards are more widely accepted worldwide so your card is easier to use outside of the U.S.

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VISA® Cards

Great Rate or Cash Back

Regardless of which card you choose, there are no annual fees with a Texans VISA card. Plus, you can transfer balances from your other high-rate cards without paying a balance transfer fee and take cash advances with no additional fees.

But that's not all. Your Texans VISA comes with online access where you can utilize our personal financial management tool, Money Management, to create a budget and gain valuable insight into where your money is going.

1 Rates subject to change and are based on personal credit history. For more information, visit our Rate Advantage VISA Card page.

2 For full cash back details and terms and conditions visit our Cash Rewards VISA Card page.

Mastercard® Debit Card

Cash With No Fees at 70,000 ATMs

Use your Texans Mastercard Debit Card at more than 70,000 surcharge-free ATMs worldwide through the Allpoint and CO-OP ATM networks, and anywhere Mastercard is accepted. Plus, your Texans Mastercard Debit Card will:

  • Double your manufacturer's warranty on purchases up to 12 Months*
  • Price protect purchases up to $250*
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  • Include Mastercard Global Service for emergency, one-day, temporary card replacement in the US*

Get a Texans Debit Card with your checking account today!

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* For full details and terms and conditions visit our Mastercard Debit benefits guide.

Courtesy Pay or Overdraft Protection

Protect your debit card transactions, ATM withdrawals, automatic payments and checks or EFTs from a declined transaction.

Overdraft Protection

Your first line of defense uses your accounts to cover overdrafts.

  • $5 fee for each transaction
  • Uses designated savings account or line-of-credit to pay overdrafts

Learn more about Overdraft Protection here

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972.348.2000 (800.843.5295)

Courtesy Pay

A one-time opt-in can provide an emergency backup against overdraft.

  • $35 fee for each transaction
  • May cover transactions that exceed your available balance, up to $750 (including fees)

Learn more about Courtesy Pay here

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Guaranteed Asset Protection (GAP)

Texans GAP coverage could save you thousands. If your vehicle is totaled or stolen, your insurance may not pay to cover its full value. That’s where we come in. Our GAP coverage offers low-cost protection if you have a high-cost loss by covering additional funds needed to pay off the vehicle loan. And it’s available on most new and used auto, motorcycle and RV loans1.


Major Mechanical Protection

Car repairs today can set you back thousands of dollars. Fortunately, Texans offers its members Major Mechanical Protection (MMP) coverage. This protects you from the unexpected expense of vehicle repairs. There’s absolutely no deductible for repairs and you don’t have to wait for reimbursement — all repair costs are covered up front. Available on most new and used auto loans2.

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