This is not an offer to extend consumer credit as defined by Section 226.2 of Regulation Z. Rates and terms are subject to change without notice. Rates and terms are determined by the overall creditworthiness of each applicant, and are subject to change at any time.
1 Condominiums and mobile/manufactured homes are not eligible.
2 First-lien home equity loans are not available to purchase a new primary owner-occupied residence; owner-occupied primary residence must already be purchased. Lot size less than 10 acres. Consumer purposes only for zoned, non-agricultural properties. Minimum loan amount is $25,000 for first-lien home equity loans; terms up to 15 years available. Member may incur one-time property tax monitoring fee; no other closing costs on loans up to $150,000. Member incurs cost of full title policy on loans greater than $150,000.
3 Less the balances of outstanding liens.
5 Automatic payment rate discounts may not be available on certain rates and terms. Automatic payments are not available for home equity line of credit loans. Ask your loan officer for details.
6 Business purpose loan requests are not eligible for financing.
7 Approved APR at time of loan closing subject to increase or decrease. Rates shown are variable Annual Percentage Rates based on the Prime Rate published in the Wall Street Journal, plus a margin. Prime is a variable rate; as it changes, the APR on your account will also change. The maximum annual percentage rate will never be greater than 18%. You may pay certain 3rd party fees to open your line of credit. These fees generally range from $150 to $1,800.
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Guaranteed Asset Protection (GAP)
Texans GAP coverage could save you thousands. If your vehicle is totaled or stolen, your insurance may not pay to cover its full value. That’s where we come in. Our GAP coverage offers low-cost protection if you have a high-cost loss by covering additional funds needed to pay off the vehicle loan. And it’s available on most new and used auto, motorcycle and RV loans1.
Major Mechanical Protection
Car repairs today can set you back thousands of dollars. Fortunately, Texans offers its members Major Mechanical Protection (MMP) coverage. This protects you from the unexpected expense of vehicle repairs. There’s absolutely no deductible for repairs and you don’t have to wait for reimbursement — all repair costs are covered up front. Available on most new and used auto loans2.Learn More