1 Available on auto loans of $100,000 or less, with a maximum finance term of 84 months. Available on motorcycle loans of $50,000 or less, with a maximum finance term of 60 months. Available on watercraft and RV / travel trailer loans of $125,000 or less, with a maximum finance term of 120 months. Additional restrictions may apply.
2 Deductibles range from $0 to $100 depending on plan.
3 Available on auto loans for most vehicles less than 10 years old and with less than 150,000 miles.
4 Maximum lifetime benefit is $75,000.00 for Credit Life and Credit Disability. Maximum monthly benefit is $1,000.00 for Credit Disability. Additional restrictions may apply.
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Guaranteed Asset Protection (GAP)
Texans GAP coverage could save you thousands. If your vehicle is totaled or stolen, your insurance may not pay to cover its full value. That’s where we come in. Our GAP coverage offers low-cost protection if you have a high-cost loss by covering additional funds needed to pay off the vehicle loan. And it’s available on most new and used auto, motorcycle and RV loans1.
Major Mechanical Protection
Car repairs today can set you back thousands of dollars. Fortunately, Texans offers its members Major Mechanical Protection (MMP) coverage. This protects you from the unexpected expense of vehicle repairs. There’s absolutely no deductible for repairs and you don’t have to wait for reimbursement — all repair costs are covered up front. Available on most new and used auto loans2.Learn More