Protect Your Loan
Texans are confident when they are fully protected. We offer our members low-cost, full-protection options to safeguard you, your investment, and your credit. For your convenience, these options can easily be included in your monthly loan payment.
Guaranteed Asset Protection (GAP)
Texans GAP coverage could save you thousands. If your vehicle is totaled or stolen, your insurance may not pay to cover its full value. That’s where we come in. Our GAP coverage offers low-cost protection if you have a high-cost loss, by covering additional funds needed to pay off the vehicle loan. And it’s available on most new and used auto, motorcycle, watercraft and RV loans1.
Major Mechanical Protection
Car repairs today are more expensive than ever. Fortunately, Texans offers its members Major Mechanical Protection (MMP) coverage. This protects you from the unexpected expense of vehicle repairs. There may be no deductible2 for repairs and you don’t have to wait for reimbursement — the repair costs are covered up front. Available on most new and used auto loans3.
Credit Life and Disability Coverage
Our Texans Credit Life and Disability Coverage enables you to protect your family, your credit and your possessions for minimal cost. In the event of the covered borrower’s death, your Texans loan balance may be paid off by Credit Life coverage4. If the borrower is unable to work due illness or disabling injury and under a physician's care, Credit Disability coverage helps cover your Texans loan payment3.