Membership Required. Loans are subject to credit approval.
* Annual Percentage Rate (APR). Rates current as of 1/5/2021 and reflect rates available on auto loans only. Rates shown require a maximum loan-to-value of 100% for a 0.25% discount. Rates, terms and conditions are determined by the overall creditworthiness of each applicant, collateral value, amount financed and other factors. Rates and terms are subject to change without notice. Some restrictions may apply. Additional financing options available. Maximum vehicle mileage of 100,000. For loans with mileage over 100,000, add additional 0.50% to rate. Refinance of an existing Texans auto loan includes a $50 fee. Payment Example: Based on a $25,000 auto loan amount, the minimum monthly payment is $542.27 over a 48-month loan at 1.99% APR. Financing is not available for commercial-use vehicles, salvaged or branded title vehicles. Other restrictions may apply.
1 Subject to credit approval. Interest begins accruing upon loan disbursement. Deferred payment is optional. Only available on direct auto loans and at time of closing. Not available on existing auto loans. Other restrictions apply. Ask your loan processor for details.
2 Rates and terms applicable to Boat, RV, Motorcycle and 5th-Wheel loans only. Maximum age of vehicle is 10 years for posted rates. Vehicles older than 10 years add 1.00% to the rate. Personal Watercraft, and Motorcycles have max 60-month term. Financing up to 120% of the retail value of the vehicle is available. Payment Example: Based on a $20,000 RV loan amount, the minimum monthly payment is $372.77 over a 60-month loan at 4.49% APR. Certain restrictions apply.