Online banking


Other Services

Cashier's Checks and Money Orders

When cash or personal checks aren't the ideal option, we offer members multiple ways to pay, such as cashier’s checks and money orders, all of which are available for purchase at your local branch.

Visit a Branch

Gift Cards

Take the guesswork out of gift giving with a Texans Visa® Gift Card. These non-reloadable gift cards can be used anywhere Visa is accepted. Pick one up the next time you're at your local branch. (Review current fee schedule for any applicable fees.)

Visit a Branch

Traveling with Your Texans Debit Card

If you're traveling, it's important to let us know to ensure the most seamless debit or credit card experience while you're on vacation. Inform us of your travel plans (including dates and locations) through Online Banking, by calling 972.348.2000 (800.843.5295), or visiting your local branch. Also make sure we have up-to-date contact information for you in case you need to be contacted by our fraud detection service.

Night Deposit — Safeguard Your Excess Cash

Texans provides multiple drop-off points for deposits made after business hours. Rather than risking loss or theft, you can easily make your deposit in one of our convenient night deposit drops available at select branch locations:

  • Allen: 406 W. McDermott, Allen, TX 75013
  • Campbell Road: 777 E. Campbell Road, Richardson, TX 75081
  • Carrollton: 3601 N. Josey Lane, Carrollton, TX 75007
  • Frisco: 3232 W. Main Street, Frisco, TX 75034
  • Garland: 626 Austin Street, Garland, TX 75040
  • Telecom Parkway: 7220 Telecom Parkway, Garland, TX 75044
  • Wylie: 430 S. Highway 78, Suite 199, Wylie, TX 75098
Visit a Branch 972.348.2000

Safe Deposit Boxes — Protect Your Valuables

Texans offers safe deposit boxes that give members peace of mind.1 Our safe deposit boxes offer fire-resistant protection for your important documents, jewelry or other personal items.

Safe deposit box rental is subject to availability at select branch locations:

  • Allen: 406 W. McDermott, Allen, TX 75013
  • Campbell Road: 777 E. Campbell Road, Richardson, TX 75081
  • Eldorado Hardin: 3174 S. Hardin Boulevard, McKinney, TX 75070
  • Frisco: 3232 W. Main Street, Frisco, TX 75034
  • Preston & Forest: 5925 Forest Lane, Suite 100, Dallas, TX 75230
  • Wylie: 430 S. Highway 78, Suite 199, Wylie, TX 75098

See the current fee schedule for rental fees.

Want to protect your most important treasures and documents? Reserve your safe deposit box today.

Visit a Branch 972.348.2000

Wire Transfers — Transfer Money Fast

Why hunt all over town for a secure place to wire money? Our wire transfer service is a reliable and secure way to quickly send or receive money. At Texans, you can accept and send both domestic and international wire transfers.

Incoming Wire Instructions

Wire funds to:

Texans Credit Union
777 E. Campbell Rd.
Richardson, TX 75081
Routing (ABA) # 311987786

For credit to:

Member's name (must match exact name on account), member number with Texans Credit Union and any other necessary instructions


The deadline for receiving incoming wire transfers is 4:00pm CT, except during holiday hours. During holiday hours, incoming wires must be received one hour before office closing. If the wire transfer is received after the deadline, the wire will be processed the following business day.

Notice of incoming funds transfers will be made only through periodic account statements.

Outgoing Wire Instructions

How to request:

Visit nearest branch


Submit Wire Transfer form within Online Banking (secure forms menu)


When to request:

Monday - Friday except during holiday hours. During holiday hours, wire requests must be received one hour before office closing.

Submission deadlines for same-day transfer:

Domestic Wires: Request must be received by 3:00pm CST
International Wires: Request must be received by 12:00pm CST

Fees: Review current fee schedule

International Wires

When possible, Texans will send international wires in foreign currency. Otherwise, international wires will be sent in US dollars.

Need to cancel an international consumer wire*, report an error** or have questions on wire transfers?

Review Error and Cancellation Procedures

Visit a Branch 972.348.2000


1 Texans is not an insurer in any manner of the safe deposit box's contents, including, but not limited to, loss, damage, destruction or loss of value; nor are the contents insured by any agency of the state or federal government. Texans is obligated only to exercise ordinary care to prevent damage to or unauthorized access to the safe deposit box. Texans does not know what is in your safe deposit box. For your complete protection, we suggest you privately insure the contents.

* To cancel a consumer international wire, please call us at 972.348.2000 within 30 minutes of paying for the wire transfer. You must provide us with information to help us identify the transfer you wish to cancel, including the amount and location where the funds were sent.

** To report an error on a consumer international wire transfer, please call us at 972.348.2000. Please review a written explanation of your rights regarding Error Resolution and Cancellation Disclosures.

Digitally Enabled and Incredibly Accessible!

  • Online Banking/Bill Pay
  • Mobile Banking
  • Mobile Deposit
  • Apple Pay
  • 70,000 Surcharge-Free ATMs - Worldwide
  • Enhanced ATM/Debit Card

All Texans Checking Accounts Are Digitally Enabled and Incredibly Accessible

Texans are smart and our checking accounts should be too. That's why all of our accounts are digitally focused and offer 24/7 access. Use the chart below to select the account that's right for you.

Purchase Rewards

Earn Cash Back Rewards, just for Using Your Texans Debit Card

Purchase Rewards allows you to earn cash back on items you already purchase from stores where you already shop! Here's how it works.

  1. Receive personalized offers directly in online or mobile banking
  2. Accept an offer and earn rewards for any qualifying purchases
  3. Get cash back directly deposited into your checking account the following month

Start earning cash back today!

learn more

Money Management

Manage All of Your Personal Finances, Right Inside Online Banking

This personal financial management tool brings together all of your accounts from virtually every company you do business with, in one place to give you a total picture of your finances. Use it to:

  1. Create a budget that is easy to stick to
  2. Observe your spending behaviors and trends
  3. Gain valuable insight into where your money is going

With the ability to connect to over 20,000 institutions, you can connect and review all of your accounts in one place!

learn more

Financial Education Center

Important Articles About our Products & Services

Financial Education Center

70,000 Surcharge-Free ATMs

Access the World's Largest ATM Network with the Allpoint and CO-OP networks

Mobile Banking App

It's Like Having a Full-Service Branch on Your Phone or Tablet!

Manage your accounts, move money around, pay bills, and more:

  • Access accounts and view transactions
  • Fingerprint login capabilities for iOS and Android users
  • Mobile check deposit
  • Find your closest branch or surcharge-free ATM
  • View balances without logging in via Quick Balance


Mobile Deposit

All you need is your mobile phone and the Texans app to deposit checks anytime, anywhere. It's easy, convenient, and secure.

  1. Snap a picture of both sides of your signed check
  2. Choose the account for deposit
  3. Voila! Your check is deposited.

EMV Chip Technology

Protect Your Card Transactions from Fraud

All Texans debit and credit cards are now equipped with a fraud-fighting microchip that encrypts information when making transactions at a chip-enabled terminal.

  • Insert your card in the chip reader instead of swiping
  • You can still swipe your card when necessary
  • You can still use your card online or over the phone

Plus, chip cards are more widely accepted worldwide so your card is easier to use outside of the U.S.

Mastercard Debit Card

Open an Account

Visa Credit Card

Apply Now

VISA® Cards

Great Rate or Cash Back

Regardless of which card you choose, there are no annual fees with a Texans VISA card. Plus, you can transfer balances from your other high-rate cards without paying a balance transfer fee and take cash advances with no additional fees.

But that's not all. Your Texans VISA comes with online access where you can utilize our personal financial management tool, Money Management, to create a budget and gain valuable insight into where your money is going.

1 Rates subject to change and are based on personal credit history. For more information, visit our Rate Advantage VISA Card page.

2 For full cash back details and terms and conditions visit our Cash Rewards VISA Card page.

Mastercard® Debit Card

Cash With No Fees at 70,000 ATMs

Use your Texans Mastercard Debit Card at more than 70,000 surcharge-free ATMs worldwide through the Allpoint and CO-OP ATM networks, and anywhere Mastercard is accepted. Plus, your Texans Mastercard Debit Card will:

  • Double your manufacturer's warranty on purchases up to 12 Months*
  • Provide a 60-day satisfaction guarantee on purchases for full refund of the purchase price*
  • Include Mastercard Global Service for emergency, one-day, temporary card replacement in the US*

Get a Texans Debit Card with your checking account today!

Compare Accounts Open an Account

* For full details and terms and conditions visit our Mastercard Debit benefits guide.

Courtesy Pay or Overdraft Protection

Protect your debit card transactions, ATM withdrawals, automatic payments and checks or EFTs from a declined transaction.

Overdraft Protection

Your first line of defense uses your accounts to cover overdrafts.

  • $5 fee for each transaction
  • Uses designated savings account or line-of-credit to pay overdrafts

Learn more about Overdraft Protection here

Call Us

972.348.2000 (800.843.5295)

Courtesy Pay

A one-time opt-in can provide an emergency backup against overdraft.

  • $35 fee for each transaction
  • May cover transactions that exceed your available balance, up to $750 (including fees)

Learn more about Courtesy Pay here

Opt In


Make the Switch to Mobile and Online Statements

Making the switch to eStatements is secure and easy. Here's how it works.

  • View and print statements right from your online or mobile banking
  • Up to 36 months of statements available for you anytime
  • Reduce waste while increasing your account security
Enroll in eStatements

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Guaranteed Asset Protection (GAP)

Texans GAP coverage could save you thousands. If your vehicle is totaled or stolen, your insurance may not pay to cover its full value. That’s where we come in. Our GAP coverage offers low-cost protection if you have a high-cost loss by covering additional funds needed to pay off the vehicle loan. And it’s available on most new and used auto, motorcycle and RV loans1.


Major Mechanical Protection

Car repairs today can set you back thousands of dollars. Fortunately, Texans offers its members Major Mechanical Protection (MMP) coverage. This protects you from the unexpected expense of vehicle repairs. There’s absolutely no deductible for repairs and you don’t have to wait for reimbursement — all repair costs are covered up front. Available on most new and used auto loans2.

Learn More


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