Membership Required. Loans are subject to credit approval.
* APR (Annual Percentage Rate) as of 3/20/2020 reflects lowest rate currently available on auto loans only, for up to 36 months. This rate requires a maximum loan-to-value of 90% for a 0.50% discount. Final rate subject to increase based on final approved loan-to-value. Rates, terms and conditions are determined by the overall creditworthiness of each applicant, and are subject to change without notice. Some restrictions may apply. Internal refinances (existing Texans auto loan) do not qualify for lowest available rate and will have 0.75% added onto to the qualified current rate. Offer is not available for model years 2017 and older. Additional financing options are available. Financing is not available for commercial-use vehicles, salvaged or branded title vehicles. Ask your loan officer for more details and to find out if you qualify.
1. Maximum vehicle mileage of 85,000. For loans with mileage over 85,000, add additional 1% to rate.
2. Rates also reflect a 0.50% equity discount. Ask your loan officer for more details and to find out if you qualify.
3. Minimum loan amount of $5,000 required.
4. Minimum loan amount of $10,000 required.
5. Minimum loan amount of $18,000 required. Loans less than this amount may qualify for shorter financing terms.
6. Minimum loan amount of $30,000 required. Loans less than this amount may qualify for shorter financing terms.
7. Rates and terms applicable to Boat, RV, Motorcycle and 5th-Wheel loans only. Maximum age of vehicle is 10 years. Personal Watercraft, and Motorcycles have max 60 month term.
Example: Based on a $25,000 auto loan amount, the minimum monthly payment is $715.96 over a 36-month loan at 1.99% APR.
Example: Based on a $20,000 RV loan amount, the minimum monthly payment is $372.77 over a 60-month loan at 4.49% APR.