* Rates shown reflect lowest rate available for established Texans Credit Union members. Lowest rates currently available as of 1/1/2019 and reflect a 0.25% automatic payment rate discount. Loans are subject to credit approval. Rates and terms are determined by the overall creditworthiness of each applicant, and are subject to change. Final rate subject to increase based on final approved Loan to Value. Qualified co-borrower may be required. Some restrictions may apply. Available to qualified applicants 18 and over. Internal refinances do not qualify for lowest available rate and will have 0.75% added onto to the qualified current rate. Financing is not available for salvaged or branded title vehicles. Proof of insurance required.
1. Maximum vehicle mileage of 85,000. For loans with mileage over 85,000, add additional 1% to rate.
2. Rates also reflect a 0.50% equity discount. Ask your loan officer for more details and to find out if you qualify.
3. Minimum loan amount of $5,000 required.
4. Minimum loan amount of $10,000 required.
5. Minimum loan amount of $18,000 required. Loans less than this amount may qualify for shorter financing terms.
6. Minimum loan amount of $30,000 required. Loans less than this amount may qualify for shorter financing terms.
7. Rates and terms applicable to Boat, RV, Motorcycle and 5th-Wheel loans only. Maximum age of vehicle is 10 years. Personal Watercraft, and Motorcycles have max 60 month term.
Example: Based on a $25,000 auto loan amount, the minimum monthly payment is $725.82 over a 36-month loan at 2.89% APR.
Example: Based on a $20,000 RV loan amount, the minimum monthly payment is $372.77 over a 60-month loan at 4.49% APR.