Membership Required. Loans are subject to credit approval.
* Annual Percentage Rate (APR). Rates are current as of 01/05/2021 and reflect rates available on auto loans only. Rates shown require a maximum loan-to-value of 100% for a 0.25% discount. Certified Pre-Owned (CPO) purchases may be eligible for an additional 0.25% rate discount on extended terms with proof of Manufacturer’s certification. New vehicles are not eligible for the CPO rate discount. Rates, terms and conditions are determined by the overall creditworthiness of each applicant, collateral value, amount financed and other factors. Rates and terms are subject to change without notice. Some restrictions may apply. Additional financing options available. Maximum vehicle mileage of 100,000. For loans with mileage over 100,000, add additional 0.50% to rate. Refinance of an existing Texans auto loan includes a $50 fee. Financing is not available for commercial-use vehicles, salvaged or branded title vehicles. Other restrictions may apply.
Payment Example: Based on a $25,000 auto loan amount, the minimum monthly payment is $542.27 over a 48-month loan at 1.99% APR.
1. Minimum loan amount of $5,000 required for 36 month term. Minimum loan amount $10,000 required for 48 - 60 month terms.
2. Minimum loan amount of $18,000 required.
3. Minimum loan amount of $30,000 required.
4. Rates and terms applicable to Boat, RV, Motorcycle and 5th-Wheel loans only. Maximum age of vehicle is 10 years. Personal Watercraft, and Motorcycles have max 60-month term.
Payment Example: Based on a $20,000 RV loan amount, the minimum monthly payment is $372.77 over a 60-month loan at 4.49% APR