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Offers and Discounts

TurboTax Sweepstakes - Save Up To $15

TurboTax Discount: Save on TurboTax and get a chance to win $25K1!

As a Texans CU member, you can save up to $15 on TurboTax® – the #1 best-selling tax software. With TurboTax, you'll get your taxes done right and your biggest possible refund, plus a chance to win $25,000!

  • NEW: Exper review of your return. With TurboTax Live, you can have a live CPA or EA by your side to answer questions and review your tax return.
  • Get a head-start on your taxes. Snap a photo of your W-2, or import it into TurboTax from over 1 million companies. Either way, you’ll save time and get a jump start on your tax return.
  • Be sure nothing gets missed. TurboTax CompleteCheck™ reviews every detail in your return, walks you through any final changes, and gives you the green light to file.  

To be automatically entered to win the $25K Grand Prize or one of 12 $1,000 First Prizes, just try TurboTax Online for FREE (and provide your email address) by February 15, 20181. Start TurboTax now and save!

 

#1 Best-Selling brand of tax software based on aggregated sales data for all tax year 2016 TurboTax products. Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information.
1 Limited time offer for TurboTax 2017. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice.  Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. TurboTax $25,000 Sweepstakes. NO PURCHASE OR FINANCIAL DISCLOSURE NECESSARY. Open to legal residents of the 50 United States or the District of Columbia, 18 years of age or older at time of entry, who are customers of participating Financial Institutions or employees of participating businesses. Void in Puerto Rico and where prohibited by law. Sweepstakes ends 2/15/18. Subject to complete Official Rules and all applicable federal, state and local laws. For Official rules including participating Financial Institutions and business, odds of winning, alternate method of entry, and prize descriptions, visit http://turbotax.intuit.com/go/sweepstakesrules. PRIZES: 1 Grand Prize: A check for $25,000. Retail value, $25,000. 12 First Prizes: A check for $1,000. Retail value, $1,000 each. Maximum retail value of all prizes is $37,000.  The odds of winning a prize depend upon the total number of eligible entries received by the end of the Promotion Period.  SPONSOR: Intuit Inc., 7535 Torrey Santa Fe Rd, SDG-2A-03-22E, San Diego, CA, 92129.
Texans Credit Union is not affiliated with and makes no endorsement, representation or warranty as to the services offered by TurboTax. Please consult a tax expert or visit the TurboTax Support Page to get assistance with TurboTax products and services.


Sprint Credit Union Member Cash Rewards

Sprint Cell Phone Discount: Earn cash with your Sprint cell phone plan and Texans CU

Texans members can earn cash rewards when they switch their cell phone plan to Sprint—ready to start earning with the Sprint Credit Union Member Cash Rewards Offer?

  • $100 cash reward for every new line when you switch to Sprint
  • Current Sprint customers receive a $50 cash reward for every line transferred to the Spring Credit Union Member Cash Rewards Program
  • Get a $50 loyalty cash reward every year for every line
     

Ready to start earning cash rewards with your cell phone plan?

  1. Become a Sprint customer and mention your a Texans Credit Union member
  2. Register online today
  3. Allow up to six to eight weeks to see rewards directly deposited into your account

What are you waiting for? Start earning cash rewards today!


Texans is not affiliated with and makes no endorsement, representation or warranty as to the services offered by Sprint. Texans Credit Union and its subsidiaries, their officers and employees are not liable for any injuries, obligations, losses, death, or damages of any kind caused by or resulting from this offer.


Get peace of mind and savings with ADT

ADT Discount: Get peace of mind and great savings when you protect your home.

Take advantage of $1,275 in exclusive Texans CU member savings with a FREE ADT monitored home security system* and start-up equipment, plus:

  • 3 additional window/door sensors
  • 1 additional wireless remote
  • Glass break sensor (exclusive offer!)
  • Fire and emergency panic alert

Find out how affordable peace of mind can really be with the ADT Credit Union Member Plan now.

 
*With $99 customer installation and purchase of alarm monitoring services.

Texans Credit Union is not affiliated with and makes no endorsement, representation or warranty as to the services offered by ADT. Texans Credit Union and its subsidiaries, their officers and employees are not liable for any injuries, obligations, losses, death, or damages of any kind caused by or resulting from this offer.


TruStage: Insurance solutions for everything that matters.

Life and AD&D Insurance Discounts: Affordable protection for you and your family

As a Texans member, you have access to reliable insurance options for term life insurance and accident (AD&D) insurance from TruStage Insurance Agency, just in case the "it won't happen to me" does happen.

  • Take advantage of $2,000 in AD&D coverage—at no cost to you, just for being a member
  • Choose from a variety of policy options to meet your coverage needs
  • Our insurance provider makes the switch quick and easy for you

Learn more about the insurance options available to you and claim your no-cost AD&D coverage now!

TruStageTM Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. TruStageTM AD&D Insurance and TruStageTM Term Life Insurance are offered by TruStage Insurance Agency, LLC and underwritten / issued by CMFG Life Insurance Company. Insurance options offered are not deposits and are not federally insured, sold or guaranteed by Texans Credit Union. Texans is not affiliated with and makes no endorsement, representation or warranty as to the services offered by TruStage Insurance Agency. Texans Credit Union and its subsidiaries, their officers and employees are not liable for any injuries, obligations, losses, death, or damages of any kind caused by or resulting from this offer.


 

Auto and home insurance discounts with TruStage

Auto and Home Insurance Discounts: Make sure you're protected

Your car and your home are two of the most important assets you own—make sure they're protected. Texans members have access to affordable top-quality protection, credit union discounts, plus online convenience and 24/7 claims service. Get a FREE, no-obligation quote today (or call 855.483.2149) and find out how much you could save!

 
TruStageTM Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. TruStageTM AD&D Insurance and TruStageTM Term Life Insurance are offered by TruStage Insurance Agency, LLC and underwritten / issued by CMFG Life Insurance Company. Insurance options offered are not deposits and are not federally insured, sold or guaranteed by Texans Credit Union. Texans is not affiliated with and makes no endorsement, representation or warranty as to the services offered by TruStage Insurance Agency. Texans Credit Union and its subsidiaries, their officers and employees are not liable for any injuries, obligations, losses, death, or damages of any kind caused by or resulting from this offer.

Auto and home insurance discounts with TruStage

Auto and Home Insurance Discounts: Make sure you're protected

Your car and your home are two of the most important assets you own—make sure they're protected. Texans members have access to affordable top-quality protection, exclusive credit union discounts, plus online convenience and 24/7 claims service. Get a FREE, no-obligation quote today (or call 855.483.2149) and find out how much you could save!

 
TruStageTM Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. TruStageTM AD&D Insurance and TruStageTM Term Life Insurance are offered by TruStage Insurance Agency, LLC and underwritten / issued by CMFG Life Insurance Company. Insurance options offered are not deposits and are not federally insured, sold or guaranteed by Texans Credit Union. Texans is not affiliated with and makes no endorsement, representation or warranty as to the services offered by TruStage Insurance Agency. Texans Credit Union and its subsidiaries, their officers and employees are not liable for any injuries, obligations, losses, death, or damages of any kind caused by or resulting from this offer.

Love to Shop Program


Earn even more with cash-back shopping

Love to Shop is a fun and easy way for you to earn cash back when you shop online at over 1,500 of your favorite stores.

  • Receive a check for earned cash back every time you earn $15 or more in cash back
  • Shop using your Texans Credit Card and you’re saving even more with our low rates
  • Sign up for free at LoveMyCreditUnion.org and start earning cash back today

When Texans members combine Love to Shop with Purchase Rewards, you can really rake in the cash back offers! What’s not to love?

 
Texans is not affiliated with and makes no endorsement, representation or warranty as to the services offered by Love to Shop / Shop America. Texans Credit Union and its subsidiaries, their officers and employees are not liable for any injuries, obligations, losses, death, or damages of any kind caused by or resulting from this offer.


SeaWorld San Antonio and Aquatica - Save Now! 

Spend quality time with your family and save!

We are excited to provide another great discount to our members - discounted SeaWorld and Aquatica tickets (San Antonio location only)! Our members can get whale-sized savings by clicking the banner above or visiting the special promo page here!

  • SeaWorld San Antonio One-Day Admission: Save $15 on both adult and child tickets!
  • SeaWorld San Antonio Two-Day Admission: So much to see - why not get the second day FREE!
  • SeaWorld San Antonio + Aquatica Two-Day Ticket: Save $15 on both adult and child tickets, plus the second day is FREE!

Get your discounted tickets before your next trip to San Antonio now!

 
Texans Credit Union is not affiliated with and makes no endorsement, representation or warranty as to the services offered by SeaWorld San Antonio and Aquatica San Antonio. Texans Credit Union and its subsidiaries, their officers and employees are not liable for any injuries, obligations, losses, death, or damages of any kind caused by or resulting from this offer.

Digitally Enabled and Incredibly Accessible!

 
  • Online Banking/Bill Pay
  • Mobile Banking
  • Mobile Deposit
  • Apple Pay
  • 70,000 Surcharge-Free ATMs - Worldwide
  • Enhanced ATM/Debit Card
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All Texans Checking Accounts Are Digitally Enabled and Incredibly Accessible

Texans are smart and our checking accounts should be too. That's why all of our accounts are digitally focused and offer 24/7 access. Use the chart below to select the account that's right for you.

Purchase Rewards

Earn Cash Back Rewards, just for Using Your Texans Debit Card

Purchase Rewards allows you to earn cash back on items you already purchase from stores where you already shop! Here's how it works.

  1. Receive personalized offers directly in online or mobile banking
  2. Accept an offer and earn rewards for any qualifying purchases
  3. Get cash back directly deposited into your checking account the following month

Start earning cash back today!

learn more

FinanceWorks

Manage All of Your Personal Finances, Right Inside Online Banking

This personal financial management tool brings together all of your accounts from virtually every company you do business with, in one place to give you a total picture of your finances. Use it to:

  1. Create a budget that is easy to stick to
  2. Observe your spending behaviors and trends
  3. Gain valuable insight into where your money is going

With the ability to connect to over 20,000 institutions, you can connect and review all of your accounts in one place!

learn more

Financial Education Center

Important Articles About our Products & Services

Financial Education Center

70,000 Surcharge-Free ATMs

Access the World's Largest ATM Network with the Allpoint and CO-OP networks

Mobile Banking App

It's Like Having a Full-Service Branch on Your Phone or Tablet!

Manage your accounts, move money around, pay bills, and more:

  • Access accounts and view transactions
  • Fingerprint login capabilities for iOS and Android users
  • Mobile check deposit
  • Find your closest branch or surcharge-free ATM
  • View balances without logging in via Quick Balance

Plus, when you sign up for online banking, you are eligible for Purchase Rewards, which gives you personalized cash-back offers and deposits the cash-back directly into your checking account each month.

Mobile Deposit

All you need is your mobile phone and the Texans app to deposit checks anytime, anywhere. It's easy, convenient, and secure.

  1. Snap a picture of both sides of your signed check
  2. Choose the account for deposit
  3. Voila! Your check is deposited.

EMV Chip Technology

Protect Your Card Transactions from Fraud

All Texans debit and credit cards are now equipped with a fraud-fighting microchip that encrypts information when making transactions at a chip-enabled terminal.

  • Insert your card in the chip reader instead of swiping
  • You can still swipe your card when necessary
  • You can still use your card online or over the phone

Plus, chip cards are more widely accepted worldwide so your card is easier to use outside of the U.S.

Mastercard Debit Card

Open an Account

Visa Credit Card

Apply Now

VISA® Cards

Great Rate or Cash Back

Regardless of which card you choose, there are no annual fees with a Texans VISA card. Plus, you can transfer balances from your other high-rate cards without paying a balance transfer fee and take cash advances with no additional fees.

But that's not all. Your Texans VISA comes with online access where you can utilize our Personal Financial Management software, FinanceWorks, to create a budget and gain valuable insight into where your money is going.

1 Rates subject to change and are based on personal credit history. For more information, visit our Rate Advantage VISA Card page.

2 For full cash back details and terms and conditions visit our Cash Rewards VISA Card page.

Mastercard® Debit Card

Cash With No Fees at 70,000 ATMs

Use your Texans Mastercard Debit Card at more than 70,000 surcharge-free ATMs worldwide through the Allpoint and CO-OP ATM networks, and anywhere Mastercard is accepted. Plus, your Texans Mastercard Debit Card will:

  • Double your manufacturer's warranty on purchases up to 12 Months*
  • Price protect purchases up to $250*
  • Provide a 60-day satisfaction guarantee on purchases for full refund of the purchase price*
  • Include Mastercard Global Service for emergency, one-day, temporary card replacement in the US*

Get a Texans Debit Card with your checking account today!

Compare Accounts Open an Account

* For full details and terms and conditions visit our Mastercard Debit benefits guide.

Courtesy Pay or Overdraft Protection

Protect your debit card transactions, ATM withdrawals, automatic payments and checks or EFTs from a declined transaction.

Overdraft Protection

Your first line of defense uses your accounts to cover overdrafts.

  • $5 fee for each transaction
  • Uses designated savings account or line-of-credit to pay overdrafts

Learn more about Overdraft Protection here

Call Us

972.348.2000 (800.843.5295)

Courtesy Pay

A one-time opt-in can provide an emergency backup against overdraft.

  • $35 fee for each transaction
  • May cover transactions that exceed your available balance, up to $750 (including fees)

Learn more about Courtesy Pay here

Opt In

 

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Guaranteed Asset Protection (GAP)

Texans GAP coverage could save you thousands. If your vehicle is totaled or stolen, your insurance may not pay to cover its full value. That’s where we come in. Our GAP coverage offers low-cost protection if you have a high-cost loss by covering additional funds needed to pay off the vehicle loan. And it’s available on most new and used auto, motorcycle and RV loans1.

 

Major Mechanical Protection

Car repairs today can set you back thousands of dollars. Fortunately, Texans offers its members Major Mechanical Protection (MMP) coverage. This protects you from the unexpected expense of vehicle repairs. There’s absolutely no deductible for repairs and you don’t have to wait for reimbursement — all repair costs are covered up front. Available on most new and used auto loans2.

Learn More

 

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