Cardholders sometimes have recurring payments or a card on file set up with a merchant(s). When account changes are made to a cardholder’s account - for example, a debit or credit card number has been changed or expiration date has been updated - it may cause recurring payments to be declined, resulting in an inconvenience to members. The Mastercard ABU service allows the updated information to be provided to participating merchants on behalf of the member, resulting in fewer declines.