Skip to main content

New Year, New Financial Beginnings!

Earn 1% cash back on balances transferred to a Texans Visa® credit card



Start The New Year With A Clean Slate!


Transfer your high-interest credit card balances to a Texans Visa® credit card and celebrate new financial beginnings!

Now through March 31st, enjoy 1% cash back* on balances transferred to a Texans Visa® credit card.


No Annual Fee

We will never impose an annual fee, enjoy our services without any extra financial burden.

Free Balance Transfers

Carrying a balance somewhere else? Transfer it to Texans – for free!

Mobile Wallet Friendly

Keep your card in your phone's digital wallet to make easy purchases online and on-the-go.

Benefits of A Balance Transfer

  • Lower rates - Transfer your current balances to a lower rate credit card
  • Pay Off Debt Quicker - Spare yourself the pain of high interest payments
  • Simplify Your Payments - Consolidate your balance to a single monthly payment


Get 24/7 help for lost or stolen cards:

1.800.352.8783 for Cash Rewards cardholders | 1.800.331.2241 for Rate Advantage cardholders



Not Sure Where To Start?

If you’re interested in a credit card but aren’t quite sure where to begin? – Check out these helpful resources.

Membership Required. Subject to credit approval.

* Rates, terms, and conditions are determined by the overall creditworthiness of each applicant and subject to change at any time. Other restrictions may apply. *1% Cash Back offer is valid on balances transfers of $1,000 or more, completed in a single balance transfer request, between January 1, 2024 and March 31, 2024. Purchases, cash advances and balance transfers of less than $1,000, which includes smaller transfers totaling $1,000 or more, are not eligible for this offer. Any balance transfers posted to your account after March 31, 2024 will not earn cash back. Please allow 6-8 weeks after the offer ends for earned cash back to be credited to your Texans Checking Account. If you do not have a checking account with Texans, earned cash back will be credited to your Texas Savings Account. Accounts at Texans must be in good standing (no past due or overdrawn accounts) to be eligible. Limit one (1) cash back offer per account. Form 1099-MISC will be issued as required by law. Full benefits explained in Visa Standard Guide to Benefits disclosures and Visa Signature Guide to Benefits disclosures provided with card agreement. Ask a representative for details. Visa is a registered trademark of Visa International Services Association.

This website uses cookies in order to offer you the most relevant information. Please "Accept & Continue" for optimal site performance. For more information, please visit our Privacy Policy page.