Assisting You in Achieving Your Educational Goals
Your educational aspirations can come true with the aid of Texans Credit Union - specializing in private loan options for undergraduates and graduates.
Texans Private Student LoansContinuing your education is more important than ever, and so is making smart financial decisions when it comes to paying for that education, which is why we offer the Texans Private Student Loan, developed specifically to help Texas residents, who qualify for membership with Texans Credit Union, pay for college when scholarships, grants and federal aid just aren’t enough to cover the full cost of attendance.
Texans Private Parent LoansHelp your student pay for college with a Parent Loan. If you’re a parent, family member, or another creditworthy individual interested in paying for a student’s higher education expenses, a Texans Private Parent Loan may be the answer you’ve been looking for.
With competitive fixed interest rates and a variety of repayment terms and options, along with valuable borrower benefits, our Parent Loan is a smart, low-cost loan option to help a student achieve their higher education dreams without breaking the bank.
Navigating College TogetherNavigating college can be difficult. We're here to help with planning tips and resources from Colleging. Start planning your journey with information on saving and paying for college, college life, and making smart financial decisions as an adult.
Frequently Asked Questions
Federal student loans are available through the US Department of Education, feature fixed interest rates, and offer several repayment options. Private student loans are education loans offered by banks or other lenders, are credit-based and have fixed or variable interest rates.
We recommend you first obtain as much money as you can from scholarships and grants since you do not have to pay back these types of financial aid. Once you have maximized these options, you will know how much money you still need for school. If you need to borrow money, apply for only what you need.
Certified private student loan requires the school to verify the amount you are borrowing and tells the lender when to distribute the funds. This helps ensure you borrow only what you needed. Non school
While you may apply on your own, most undergraduate students will need to apply with a creditworthy cosigner to meet our eligibility requirements, which include but are not limited to an established and satisfactory credit history. Even if you meet our requirements, you may still want to consider applying with a cosigner who has a stronger credit history and income to help you qualify for a lower interest rate.