Making a Loan Payment
Texans makes it easy to make your monthly loan payment with a variety of simple, convenient payment options. Quickly and easily make auto loan, home equity loan, personal loan, and line of credit payments by account transfer (ACH*) or with a debit card.
- Digital Banking & the Texans CU Mobile App1
- Online Payment Portal
- Over the phone
- In-person at a branch
Loan Payment Options
Digital & Mobile Banking
Make a quick payment from your Texans account, add an external account to make a payment from, or pay with a debit card.
Online Payment Portal
Make seamless, convenient online loan payments without a Digital Banking account from an external account or debit card.
Make a Payment By Phone
Easily make your loan payment over the phone using your account or a debit card with the help of our virtual assistant, Chip.
Make a Payment In-Person
Visit a local Texans branch to make a payment in-person with our friendly staff using your Texans account or a debit card.
Easily Manage Your Loan Payments with Digital Banking
ACH Payments
Get started by selecting Transfers & Loan Payments in Digital Banking or tapping Move Money, then Transfer in the mobile app.Pay By Debit Card
Get started by selecting Pay Loan with Debit Card in Digital Banking. Find this option in the mobile app by tapping Move Money.Auto Payments
Give yourself peace of mind each month. Set up recurring transfers or debit card payments to take the hassle out of paying your loan.Get Notifications
Get a reminder when your monthly payment is due. Go to Settings > Alerts > Accounts, then turn on alerts for Loan Payment Due.| Payment Method | ACH Payment Fee | Debit Card Payment Fee |
|---|---|---|
| Digital Banking & Mobile App1 | $0 | $10 |
| Online Payment Portal** | $10 | $10 |
| By Phone | $10 | $10 |
| In-Person | $10 | $10 |
Loan Payment FAQs
To make an ACH loan payment in Digital Banking, tap Transfers, then select Transfers & Loan Payments from the drop-down menu. If you’re using the mobile app, tap Transfers, then select Transfers & Loan Payments from the drop-down menu.
Select the checking or savings account you'd like the payment to come from as your From Account and select the loan you need to pay as your To Account. Choose the payment amount and payment frequency, then review and submit your transfer.
To make a loan payment using a debit card in Digital Banking, click Transfer & Pay, then select Pay Loan With Debit Card from the drop-down menu. If you’re using the mobile app, tap More, then select Pay Loan With Debit Card from the Transfer & Pay drop-down menu.
Choose whether you'd like to make a one-time payment, set up autopay, or pay by text. Follow the on-screen instructions to add your debit card information and complete your payment.
A $10 convenience fee will apply to all loan payments made by debit card.
Pay By Text allows you to make your monthly loan payments via text using a debit card. To enroll in Pay By Text in Digital Banking click Transfer & Pay, then select Pay Loan With Debit Card from the drop-down menu. If you’re using the mobile app, tap More, then select Pay Loan With Debit Card from the Transfer & Pay drop-down menu.
To complete enrollment, enter your 10-digit phone number, then enter the verification code you receive via text. Follow the on-screen instructions to complete set-up, including whether you’d like to receive your payment text on your due date or up to 10 days in advance. Once the process is complete, you will be able to make your loan payments using your saved debit card by responding to the monthly payment text you receive.
*The Automated Clearing House, or ACH Network, allows you to move money and information from one bank account to another through Direct Payment via ACH debit transactions and one-time payments. You will be required to enter a specific routing number for the account used to make your payment.
**The Online Payment Portal convenience fee does not apply to payments made to a Texans credit card.
1 Texans does not charge a fee for mobile banking, text message banking or any of our smart phone apps. Mobile carriers may assess standard text messaging and/or cell phone data usage charges. Please check with your service provider for more information.
Note: If your payment is more than $3,500.00, please contact our Member Connect call center at 972.348.2000 (800.843.5295). If your payment is returned unpaid, a fee of $25 will be assessed on your deposit account(s) held at Texans. This could impact your required minimum membership balance. Due to our recent system upgrade, if you were previously registered, you will need to re-register.
