Earn More From Your Money
Need a better strategy for managing your assets? Texans Credit Union has it! Each Certificate of Deposit (CD) and IRA account allows you to earn higher interest at a guaranteed, fixed rate.
Certificate Accounts
This convenient savings option allows you to earn higher interest at a guaranteed, fixed rate. With a Texans Certificate, enjoy:
- Flexible terms from 3 months to 60 months
- Interest earning paid monthly
- Automatic renewal
- $500 minimum deposit to open
Jumbo Certificate Account
For those looking for more growth potential, a Texans Jumbo Certificate offers more robust earnings while keeping your money secure.
- Terms from 3 months up to 5 years
- $100,000 minimum balance to open and earn
- Interest earnings paid monthly
- Automatic renewal
Traditional IRA – Tax-Deferred
Contributions2 toward your retirement may be tax deductible3, and your earnings are tax-deferred until withdrawal.4 This means you only pay taxes on your retirement savings when you withdraw money from your account.5
Roth IRA – Tax-Free Growth
Roth IRAs differ from traditional IRAs because you make contributions2 with money you’ve already paid taxes on. This means your earnings can grow tax-free.3,5,6
Talk to a Representative
972.348.2000Meet with a Representative
Find Your Closest Branch1 APY (Annual Percentage Yield). APY is accurate as of 07/08/2025. Required minimum opening deposit is $500. Not available for CESA. Promotional 7-month Certificate of Deposit will automatically convert and renew as a 6-month term Certificate
of Deposit with the applicable rate in effect at the time of renewal. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest on your account
will be compounded and credited on a monthly basis. For Certificate of Deposits, you will be paid the rate disclosed for the entire term of the Certificate. Certificates will renew automatically and have a grace period of ten (10) calendar days after
the maturity date to withdraw funds. Early withdrawal penalties may apply and could reduce earnings on the account. Rates and terms are subject to change at any time without notice.
2 Amount of contribution that is tax deductible
may be limited. Ask a Texans representative for details.
3 Consult a tax advisor
4 Mandatory withdrawals begin at age 73
5 Withdrawals may be subject to service charge and/or tax penalty. Some exceptions
apply. Consult a Texans representative for qualified withdrawal requirements.
6 Principal contributions may be withdrawn without penalty after required time period.
