Texans Debit Card Roundup

Save effortlessly. Give meaningfully. Round up every Texans Debit Card purchase to the nearest dollar—automatically saving your spare change or donating it to causes you care about. No extra steps. Just everyday impact.

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Make Every Purchase Count

Texans Roundup turns everyday spending into something powerful. Every time you use your Texans debit card, your purchase is rounded up to the nearest dollar. That extra change is either saved in your designated account or donated to a charity you love—helping you build financial wellness or support your community with zero hassle.

Roundup & Save

Want to grow your savings without even trying? Texans Roundup automatically sets aside your spare change into a savings account of your choice. It’s a simple way to build financial security or save for something special—one swipe at a time.

Roundup & Give

Help your small change make a big difference. Choose from our list of over 75 trusted nonprofits & charities and direct your spare change to the causes that matter most to you. Every purchase becomes a small act of kindness.

How Texans Roundup Works

Enroll

Easily enroll through Digital Banking or the Texans mobile app.¹ Customize your preferences and choose whether you want your round ups to go toward savings, charitable donations, or both in the Texans Roundup center.

Shop

Use your Texans debit card for everyday purchases—from grabbing coffee to shopping online. You can even set it up for recurring payments like your gym membership or streaming services to maximize your round ups.

Save & Give

We’ll transfer the rounded up change from your checking account to your selected savings account, chosen charity, or both at the end of each day. It’s automatic, secure, and effortless to grow your savings and give back.

Watch Your Impact Add Up

Whether you're saving for a rainy day or supporting a cause close to your heart, Texans Roundup helps you make every dollar go further.

Here’s how small purchases can lead to big results:

Coffee Run

Buy a coffee for $3.45 →
$0.55 goes to savings.

Gas Up

Fill the tank for $32.10 →
$0.90 is rounded up.

Weekday Lunch

Spend $12.20 on lunch →
$0.80 is donated.

Grocery Stop

Grocery bill of $47.75 →
$0.25 is added.

Credit Card

Start Rounding Up

All you need is a checking account with a Texans debit card and a savings account. Easily enroll through Digital Banking to start rounding up today!

To access Texans Roundup in the Texans CU mobile app,¹ tap More and choose Texans Roundup from the Financial Planning dropdown menu.

Enroll Now

Need to Open an Account?

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Texans Roundup FAQs

The Texans Roundup program offers an easy way to save and give automatically. When you enroll in Texans Roundup, your debit card purchases will be rounded up to the nearest dollar. That amount will then be sent from your enrolled checking account to your selected savings account, donated to the charity of your choice, or split between both. It's an effortless way to give your savings a boost or make a meaningful impact.

Texans members who are 18 years of age or older and have a checking account with a Texans debit card and a savings account are eligible to enroll in Roundup.

Roundup enrollment is only available to the primary accountholder. If you are a joint owner on a checking account and would like to enroll in Roundup, the primary accountholder must complete the enrollment.

Yes! You can choose to split your Roundups between savings and giving and customize the amount that is sent to each. A percentage of every rounded up transaction will be automatically sent to your savings account and selected charity.

For example, you choose to have 50% of your rounded up amount moved to savings and 50% donated to your favorite nonprofit.

You spend $15.50 and $0.50 is rounded up. $0.25 from this transaction will go to savings and $0.25 will be donated.

Yes. If you have more than one debit card connected to the checking account that is enrolled in Roundup, purchases made with all debit cards will be rounded up and deposited into your selected savings account or donated to the charity of your choice.

You must have a Texans checking account with a Texans debit card to enroll in Roundup. Debit card transactions will be rounded up to the nearest dollar and that amount will be transferred from your checking to your specified savings account or designated charity. A receipt will be provided at the end of the month for the charitable donations made through Roundup. The checking account balance must be sufficient to process the transaction. The transaction will not occur if the account balance is zero, becomes zero, or negative after the round-up transaction. ATM transactions are not included in the Roundup program. For more information, click here.

In the Giving Center, you have the option to do a one-time donation to a charity you select from the options available. You may make a donation from a Texans savings, checking, or money market account. In most cases, the transaction will occur in minutes. A receipt will be provided at the time of the transaction.

We may cancel or modify the Savings/Charity programs at any time without prior notice.

¹ Texans does not charge a fee for mobile banking, text message banking or any of our smart phone apps. Mobile carriers may assess standard text messaging and/or cell phone data usage charges. Please check with your service provider for more information.