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Texans Credit Union will never call you and ask for private information, such as your digital banking username and password, PIN, or Social Security Number. If you receive a call like this, please hang up and call us directly at 972.348.2000.

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Discover what it means to be a Texan with a Texans Credit Union membership. Once you become a Texan, you're part of our family. We are committed to making our members lives better, which means providing you with the great products and personal support you need to reach your financial goals.

Why Texans Credit Union

Here, you're more than a member. You're a Texan. Being a Texan comes with a feeling of pride, respect, hard work, and dedication to making the lives around us better. Our commitment to you is to reinforce that feeling with every interaction. We're proud to be Texans and we want you to be too.

Keep More of Your Money

Since we're a not-for-profit organization, we're able to provide you with low fees and great rates. That means keeping more of your money in your pocket.

Exceptional Service

We're here to help you through every step of your financial journey. With member service that goes above and beyond your needs, at Texans, you'll always be treated like family.

Convenient Banking

Access your money when you want it, the way you want it. With mobile, online, ATM, and in branch banking, wherever you go, you're never far from Texans.

Who Can Join



Anyone who lives, works, or attends school in the counties we serve is eligible for membership.


Any employee who works for a Texans Preferred Business.


Immediate family of a Texans Credit Union member.


Members of Texas Consumer Council (TCC). We'll take care of your TCC membership enrollment and fee!

Once you join, you're a member for life, regardless of where you live, work or go to school after membership is established. Membership at Texans Credit Union is open to:


  • Individuals who live, work, or attend school in the Texas counties of Collin, Cooke, Dallas, Denton, Ellis, Fannin, Fort Bend, Grayson, Harris, Hunt, Kaufman, Rockwall, Tarrant, Travis, and Williamson.
  • Employees who work for a Texans Preferred Business.
  • Immediate family of a current Texans Credit Union member or of an individual who is eligible for membership by the above standards.
  • Individuals who reside in Texas outside of one of the counties listed may be eligible for membership through Texas Consumer Council (TCC). TCC is a nonprofit consumer education organization whose mission is to help Texans purchase safe, reliable products and services. Texans will handle everything, including your fee to join.  Texans Credit Union will share your name, mailing address, email address and phone number with TCC’s parent company, American Consumer Council (ACC), as part of the enrollment process. They will contact you with financial education materials on a quarterly basis. TCC/ACC will not share your information with third parties.


How Do I  Join


It's easy to become a Texan! If you are 18 or older, you can complete your membership application online. You can also open an account at any local branch. You'll need to:

1. Verify your identity using the Identification Requirements below.



2. Provide your address, contact information, and Social Security number.



3. Fund your new savings account with a minimum of $5 using a debit card or ACH payment.




Identification Requirements

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. 

Accepted Forms of Identification


  • Driver's license1
  • State ID
  • Military ID (in-branch only)
  • US passport (with photo and signature)
  • US government ID
  • Texas concealed handgun license
  • Permanent resident / Resident alien card


Identification requirements subject to change without notice.
1 Temporary license - please call 972.348.2000 for more information.

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