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Annual Audit Notice As part of the Texans Credit Union annual audit, our auditor, Doeren Mayhew, will be mailing account confirmation letters to a sample group of our membership in November. These letters will ask you to verify September 2023 month end balances on your accounts. Separate letters will be mailed for deposit accounts and loan accounts. All responses should be mailed directly to the auditing firm using the prepaid postage envelopes provided in the mailing.

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Construction Loans

Build a Home You Love, From the Ground Up


One Time Close construction offers a single closing to finance both the construction of your house and the permanent financing.  The cost of land can also be financed if you do not already own it. Already own your lot or land? We have a loan for you, too.


Construction Loans

If you’re planning to build or rebuild a home, a Texans construction loan offers personalized options, competitive rates, and terms that work for your budget:

  • Loan amounts up to $726,200
  • Loan Term option of 30 years with 9 month construction phase
  • Loan to value up to 90%
  • Interest-only payments during construction phase


Let us help you make your dream home a reality!

What To Know About Construction Loans:

We've provided some additional information to help determine if a construction loan is right for you:

  • Fully executed fixed price contract with state license builder required
  • Proposed Draw Schedule Program allows for 5 draws
  • Float Down Option Available if requested within 15-days of completed construction
  • Copy of deed required if land is owned free and clear


Ready to get started? Click the link below to talk to a representative about your construction loan!

Check out Texans' Lot Loans to help you finance your dream location. 

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