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Ignite Savings Accounts | Ages 0-17

Ignite smart savings habits.

Ignite Savings is more than a place to keep money. It's an opportunity to learn how saving today can help achieve goals tomorrow.

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Grow financial confidence

Start Small. Dream Big.

Help young savers build confidence, develop healthy money habits, and work toward goals one deposit at a time. Whether it's birthday money, a first job, college savings, or a future milestone, Ignite Savings provides a strong foundation for lifelong financial success.

Learn the value of saving

Build healthy financial habits early through consistent saving and support.

Stay in the loop with the app

Monitor balances, set goals, automate their allowance, and send money for chores.

Watch goals become reality

Track progress toward goals, from saving for a video game to their first car.

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Ignite Savings Features

Everything needed to build strong savings habits.

No monthly service fee

Keep more of what you save with no fee to do it.

Mobile app access*

Manage savings and send money anytime, anywhere.

Goal-based savings

Build confidence by working toward meaningful goals.

Parent-friendly

Support and guidance while young savers learn.

Why saving early matters

Small habits can have a big impact.

The earlier young people begin saving, the more opportunities they have to build confidence and develop money-management skills. Ignite Savings helps turn everyday moments into learning experiences. Every deposit is a step toward smarter financial habits.

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Celebrate goals

Send them money for completing goals like household chores or making the A honor roll.

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Allowance deposits

Automate their allowance with recurring transfers sent directly to their account.

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Birthdays & holidays

Easily deposit cash and checks with Mobile Deposit and 1,500+ deposit-taking ATMs.

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Part-time income

Automatically save a portion of part-time job income with simple Direct Deposit tools.

Start the journey

Ignite their savings.

Whether they're saving for their first goal or preparing for the future, Ignite Savings helps young members build confidence one deposit at a time.

Membership Required.

All Ignite Accounts require enrollment in eStatements; must enroll in digital banking. A $2 paper statement fee will apply if not enrolled in eStatements. Accounts must be in good standing (no past due or overdrawn accounts) at the time the bonus is credited. Bonuses are considered interest and will be reported to the IRS as required. Texans CU reserves the right to modify the Ignite program at any time.

Available to members ages 0 through 17 and may be maintained until age 22. Minimum balance of $5 is required to open. Receive a $10 deposit to your Ignite Savings account on the 1st anniversary date of account opening if the account balance has increased by at least $100. Upon the member’s 22nd birthday, the Ignite Savings Account will automatically be converted to the Texans Savings Account.

*Texans does not charge a fee for mobile banking, text message banking or any of our smart phone apps. Mobile carriers may assess standard text messaging and/or cell phone data usage charges. Please check with your service provider for more information.

  

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