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Savings Accounts

Your dreams, within reach

Texans are smart with their savings. We especially care about providing the owners of our credit union with options to help them save! Each person who opens and maintains a savings account with Texans automatically gets one share of ownership. You’re a Texan, so you have a voice that gives you the right to vote when important decisions are made at the credit union, such as electing directors to the board. Credit unions charge fewer fees and offer lower loan rates because the members are the owners.

Savings Account

A Texans Savings account is your ticket to credit union membership, and it offers: 

  • Digital Banking
  • Mobile App with Mobile Deposit 
  • Personal finance management tool in online and mobile banking 
  • Free check-cashing with direct deposit 
  • Can be used as overdraft protection


Travel Savings

Everyone, especially Texans with their hardworking spirit, deserves a break. Or even just a place to save for life’s special moments, worry-free. Our Travel Savings Account is your place to save for vacations, holidays, or even back to school. One Special Savings Account for Multiple Purposes. Every Travel Savings account offers: 

  • Dividends on all balances 
  • No monthly service charge 
  • No minimum balance requirement ($5 opening deposit required) 


Education Savings

Texans are planners, so that’s why we are always equipped to help you cover your child’s education, tax-free. We care about the well-being of our next generation of leaders. A Coverdell Education Savings Account can also be opened as a Certificate of Deposit Account. Each Coverdell Education Account (CESA) provides:

  • Dividends on all balances 
  • Earnings that are tax-free if used for education expenses 
  • No monthly service charges 
  • No minimum balance requirement ($5 opening deposit required) 
  • A withdrawal from a CESA may be tax-free*


Savings Account Comparison

Open an Account
Benefit Saving Account Education Saving Travel Saving
Access to 80,000
Surcharge-Free ATMs with Allpoint and CO-OP™ networks
Minimum Balance Required
to Earn Dividends
Minimum Balance Requirement $5 minimum daily balance - -
Minimum Deposit to Open Account $5 $5 $5
Mobile Banking App
with Mobile Deposit
Monthly Service Charge $0 $0 $0
Online Banking with Bill Pay
Tax Benefit - Earnings are tax-free if used for a qualified education expense1 -

Mobile Banking

Online Banking

Bill Pay

Mobile Wallets

Mobile Deposit

80,000 Surcharge-Free ATMs - Worldwide

Dark background image

A full-service branch, in your pocket.


Manage your accounts, move money around, pay bills, and more:

  • Access accounts and view transactions
  • Face ID login capabilities for iOS and Android users
  • Mobile check deposit
  • Find your closest branch or surcharge-free ATM
  • View balances without logging in via Quick Balance


Download on Play Store  Download on App Store

Mobile Banking Mockup

* Withdrawals that are not used for educational expenses are subject to tax and a 10% additional tax penalty of the earnings. The principal is not subject to tax or penalty.

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