Savings Account Rates
| Account Type | Minimum Opening Deposit | Dividend Rate | APY^ |
|---|---|---|---|
| My Texans Savings | $5 | 0.01% | 0.01% |
| Travel Savings | $25 | 0.01% | 0.01% |
| Coverdell Education Savings | $50 | 0.05% | 0.05% |
| IRA (Traditional and Roth) | $50 | 0.05% | 0.05% |
Membership Required.
^ APY- Annual Percentage Yield. Dividends on all Savings Accounts will be compounded monthly and credited each calendar month. Dividends are computed using the “daily balance” method and begin to accrue on the business day cash and non-cash items, such as paper checks, are deposited to your Account. Minimum balance requirements to earn dividends for Savings Accounts and Money Market Accounts are set forth in the Membership Account Agreement & Disclosures. This is a variable rate account. The rate may change after the account is opened. Fees or other conditions could reduce the earnings on the Account. APY is accurate as of the last dividend declaration date. Maintenance or activity fees could reduce the earnings on the account.
