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Annual Audit Notice As part of the Texans Credit Union annual audit, our auditor, Doeren Mayhew Associates, will be mailing account confirmation letters to a sample group of our membership in November. These letters will ask you to verify September 2024 month end balances on your accounts. Separate letters will be mailed for deposit accounts and loan accounts. All responses should be mailed directly to the auditing firm using the prepaid postage envelopes provided in the mailing.

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40,000 Bonus Points Just For You

More Rewards. More Options. More Points. Get more with the Texans Premier Rewards Credit Card. Plus, earn 40,000 bonus points when you spend $2,000 in the first 90 days.²

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Brighten Your Holidays With a Holiday Loan

Celebrate the special moments of the holiday season without the stress of extra expenses with the help of a holiday Personal Loan.

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Get $300¹ With Texans Checking

Open a new Texans Checking account with qualifying direct deposit and get up to $300!¹ From everyday spending to interest earning, we have the right checking account for you.

Get Rewarded For Sharing Texans

We know what it means to be a Texan and so do you. Now, when you register and share Texans CU with your friends and family, you can earn $50 for each referral - up to $500 a year!

Earn Up To $300¹ With Direct Deposit

Get more from your paycheck. Now when you switch your direct deposit to Texans you can earn a $300 bonus with qualifying direct deposits.¹ Plus, Texans members get paid up to two days early!

It's A Great Day To Be A Texan!

Texans Credit Union was founded by Texans, for Texans. We understand what being a Texan is all about, and we'll treat you the way you deserve. Are you ready to become a Texan?

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Need Help?

Get answers to general questions about Texans. Remember to never share sensitive account or personal information over email. 

Email us if you need help at MemberService@TexansCU.org

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Had a really great experience with a member of Team Texans? We'd love to give them a big Texans compliment. 

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Despite our best efforts, sometimes we make mistakes. Don't be afraid to let us know and we'll work to make it right.

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1 To receive up to $300 for the direct deposit bonus, enroll your direct deposit through Texans’ Direct Deposit Switch tool and receive a total of $3,000 or more each month in Qualifying Direct Deposits over a consecutive 3 month period into your Texans checking account. Texans will deposit $100 into your checking account after the first month in which a total of $3,000 or more in Qualifying Direct Deposits is received; $100 after the second month in which a total of $3,000 or more in Qualifying Direct Deposits is received; and $100 after the third month in which a total of $3,000 or more in Qualifying Direct Deposits is received. A Qualifying Direct Deposit is defined as deposits from an employer, payroll provider, benefits provider, pension, or the government (such as Social Security) via an ACH deposit. External ACH transfers not from employers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Zelle, Cash App, or Venmo, mobile check deposits, cash loans or deposits, and any deposit which Texans Credit Union deems to not be legitimate are not considered Qualifying Direct Deposits. Limit one $300 bonus payout per membership and per checking account. Accounts at Texans must be in good standing (no past due or overdrawn accounts) at the time the bonus is credited. Bonuses are considered interest and will be reported to the IRS as required. This offer can change at any time without notice.

2 Loans are subject to credit approval. Limit 1 bonus points reward offer per new account. Does not apply to requests to convert existing accounts. Once you qualify, you will receive your bonus points within your next 1-2 billing cycles.

^ APY (Annual Percentage Yield). APY is accurate as of 09/30/2024. Required minimum balance to open and earn stated yield is $500 for Standard Certificate Account and $100,000 for Jumbo Certificate Account. Certificate rates are dependent on the term selected and may change at any time without prior notice. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest on your account will be compounded and credited on a monthly basis. For Certificate of Deposits, you will be paid the rate disclosed for the entire term of the Certificate. Certificates will renew automatically and have a grace period of ten (10) calendar days after the maturity date to withdraw funds. If the balance on a Jumbo Certificate Account falls below the minimum balance requirements, it will automatically renew to a Standard Certificate Account. Early withdrawal penalties may apply to Certificates of Deposit and could reduce earnings on the account.

* APY (Annual Percentage Yield). Dividends on Money Market Accounts will be compounded monthly and credited each calendar month. This is a variable rate account. The rate may change after the account is opened. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account.

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