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Credit Cards

 

 

Great Rate or Cash Back: The Choice is Yours

 

Texans are versatile, which is why we offer two credit card options to fit your needs. Check out the chart below to choose the card that’s right for you!

 

Rate Advantage Card

Great Low Rate, Fewer Fees

Rate Advantage Visa® card*,1 — our lowest-rate card with no annual fee, no balance transfer fee, no over-limit fee, and no fees for cash advances.

  • Visa's Zero Liability Policy
  • ID Navigator powered by Norton LifeLock
  • Dovly Uplift
  • Roadside Dispatch

 

APPLY NOW VIEW RATES AND TERMS >>

 

Texans Visa Rate Advantage contactless credit card

Texans Visa Cash Rewards contactless credit card

 

Cash Rewards Card

From exclusive offers for entertainment and sporting event packages, to culinary events, travel and more, the Visa Cash Rewards Card* features amazing rewards benefits.2

  • Exclusive VISA Signature Rewards Benefits
  • Visa's Zero Liability Policy
  • ID Navigator powered by Norton LifeLock
  • Dovly Uplift
  • Roadside Dispatch
  • Travel and Emergency Assistance
  • Trip Cancellation and Interruption
  • Lost Luggage Reimbursement

 

APPLY NOW VIEW RATES AND TERMS >>

 

Credit Card Comparison

Benefit Rate Advantage VISA Card¹ Cash Rewards Card¹ ²
24/7 Live Customer Support
Account access through online banking
Contactless Card with Tap to Pay
Dovly Uplift
ID Navigator powered by Norton LifeLock
Lock and Unlock your card
Lost / Stolen Card Reporting
Lost Luggage Reimbursement -
No Annual fee
No cash advance fee
Non-variable interest rate Rates as low as 10.99% APR*
Rates as low as 11.99% APR*
Roadside Dispatch
Travel and Emergency Assistance
Trip Cancellation and Interruption
Visa's Zero Liability Policy

Need Help With Your Card?

 

Get 24/7 help for lost or stolen cards:

Call 1.800.352.8783 for help with your Cash Rewards card.

Call 1.800.331.2241 for help with your Rate Advantage card.

Membership Required. Loans are subject to credit approval.

* APR (Annual Percentage Rate). Rates current as of 01/01/2023. Rates and terms are determined by the overall creditworthiness of each applicant, and are subject to change at any time without notice.

1Foreign transaction fees are 1% of the foreign transaction amount.

2Up to $3,000 in lost luggage reimbursement and up to $2,000 in trip cancellation/interruption. Full benefits explained in Visa Signature Guide to Benefits disclosures provided with card agreement. Ask a Texans representative for more details.

VISA is a registered trademark of Visa International Services Association.

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