Credit Cards
Find The Card For You
Explore credit cards that include rewards and benefits designed to fit your lifestyle. Say goodbye to choosing between cash back or miles with flexible points that put you in control of your rewards. Say hello to low rates with amazing Texans benefits.
All with no annual fee & no balance transfer fee.
Browse Our Cards
Premier Rewards Credit Card
At a Glance
Maximize your everyday spending with 4X points on streaming services, 3X points on gas, 2X points at restaurants, and 1.5X points on everything else.1
| Earn 40,000 bonus points when you spend $2,000 within 90 days of account opening.2 |
Cash Rewards Credit Card
At a Glance
Get rewarded for every purchase you make. Earn 1X points for every $1 you spend.1
| Earn 20,000 bonus points when you spend $1,000 within 90 days of account opening.2 |
Rate Advantage Credit Card
At a Glance
Minimize monthly payments with our lowest-rate card. Best option for balance transfers.
| Get a 0% intro APR on purchases and balance transfers during the first 6 months.3 |
Texans Secured Credit Card
At a Glance
Designed to help you build or repair your credit with on-time monthly payments.
Included With All Texans Credit Cards
- $0 annual fee on all credit cards
- No balance transfer or cash advance fees
- Ability to instantly turn card on and off
- Customizable alerts and card controls
- Zero Liability policy for unauthorized transactions
- Access to your credit score and credit building tools
- Personalized spending insights
- Summarized view of your recurring and stored payments
Membership Required. Loans are subject to credit approval.
*APR = Annual Percentage Rate. Rates are current as of 02/01/2025. The APR will vary based on the Prime Rate. Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change without notice.
1Point earnings are on net new purchases. "Net new purchases" are purchases of goods and services made by you or any authorized user on your account minus any returns or refunds ("other credits"), and do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fess of any kind. Net purchases will be reduced for any returns or credits made on your Account. Additional promotional opportunities to earn greater rewards may be offered with the rewards program. The amount and availability of the promotional offer will vary as defined by the terms of the promotion. Cardholders must accumulate a minimum of 2500 points in order to be eligible to redeem points.
2Limit 1 bonus points reward offer per new account. Does not apply to requests to convert existing accounts. Once you qualify, you will receive your bonus points within your next 1-2 billing cycles.
3The Introductory APR for purchases and balance transfers applies to all new purchases and "new money" balance transfers using your new Texans Rate Advantage Visa card in the first 6 months from the date the account is opened. "New Money" is defined as money transferred from another financial institution. Any purchases or balance transfers posted on your account after the promotional period end date, will be charged the APR for which you were approved.
Foreign transaction fees are 1% of the foreign transaction amount.
VISA is a registered trademark of Visa International Services Association.
