Annual Audit Notice As part of the Texans Credit Union annual audit, our auditor, Doeren Mayhew, will be mailing account confirmation letters to a sample group of our membership in November. These letters will ask you to verify September 2023 month end balances on your accounts. Separate letters will be mailed for deposit accounts and loan accounts. All responses should be mailed directly to the auditing firm using the prepaid postage envelopes provided in the mailing.

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Credit Cards

 

 

Great Rate or Cash Back: The Choice is Yours

 

Texans are versatile, which is why we offer two credit card options to fit your needs. Check out the chart below to choose the card that’s right for you!

 

Rate Advantage Card

Great Low Rate, Fewer Fees

Rate Advantage Visa® card*,1 — our lowest-rate card with no annual fee, no balance transfer fee, no over-limit fee, and no fees for cash advances.

  • Visa's Zero Liability Policy
  • ID Navigator powered by Norton LifeLock
  • Dovly Uplift
  • Roadside Dispatch

 

APPLY NOW VIEW RATES AND TERMS >>

 

Texans Visa Rate Advantage contactless credit card

Texans Visa Cash Rewards contactless credit card

 

Cash Rewards Card

From exclusive offers for entertainment and sporting event packages, to culinary events, travel and more, the Visa Cash Rewards Card* features amazing rewards benefits.2

  • Exclusive VISA Signature Rewards Benefits
  • Visa's Zero Liability Policy
  • ID Navigator powered by Norton LifeLock
  • Dovly Uplift
  • Roadside Dispatch
  • Travel and Emergency Assistance
  • Trip Cancellation and Interruption

 

APPLY NOW VIEW RATES AND TERMS >>

 

Credit Card Comparison

Benefit Rate Advantage VISA Card¹ Cash Rewards Card¹ ²
24/7 Live Customer Support ✓ ✓
Account access through online banking ✓ ✓
Contactless Card with Tap to Pay ✓ ✓
Dovly Uplift ✓ ✓
ID Navigator powered by Norton LifeLock ✓ ✓
Lock and Unlock your card ✓ ✓
Lost / Stolen Card Reporting ✓ ✓
No Annual fee ✓ ✓
No cash advance fee ✓ ✓
Non-variable interest rate Rates as low as 10.99% APR*
 Rates as low as 11.99% APR*
Roadside Dispatch ✓ ✓
Travel and Emergency Assistance ✓
Trip Cancellation and Interruption ✓
Visa's Zero Liability Policy ✓ ✓

Need Help With Your Card?

 

Get 24/7 help for lost or stolen cards:

Call 1.800.352.8783 for help with your Cash Rewards card.

Call 1.800.331.2241 for help with your Rate Advantage card.

Membership Required. Loans are subject to credit approval.

* APR (Annual Percentage Rate). Rates current as of 01/01/2023. Rates and terms are determined by the overall creditworthiness of each applicant, and are subject to change at any time without notice.

1Foreign transaction fees are 1% of the foreign transaction amount.

2Up to $3,000 in lost luggage reimbursement and up to $2,000 in trip cancellation/interruption. Full benefits explained in Visa Signature Guide to Benefits disclosures provided with card agreement. Ask a Texans representative for more details.

VISA is a registered trademark of Visa International Services Association.

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