Need Money For College?
The Texans Credit Union Private Student Loan was developed specifically to help Texas residents pay for college when scholarships, grants and federal aid just aren’t enough to cover the full cost of attendance.Learn more about our program features, valuable borrower benefits, and repayment options below.
Program Features
- Complete your loan application online in as little as 15 minutes - initial credit decisions are typically made within minutes
- Competitive fixed & variable rate loans
- Borrow from $3,000 to $150,000 annually. Loans can even be used for past due balances (loans are certified by the school and may not exceed full cost of education minus other financial aid)
- Maximum aggregate loan limit is $150,000
- Satisfactory Academic Progress (SAP) not required
- No application or origination fees
Borrower Benefits
- 0.25% interest rate reduction for auto-debit payments
- Cosigner release after the first 36 consecutive on-time monthly loan payments
Repayment Options
- Choose between three repayment options: Immediate, Interest-Only, or Fully Deferred Repayment
- Choice of 5, 10 or 15-year repayment terms
Program Eligibility
- Student borrower must be enrolled at least half time (as certified by the school) at an approved school
- The applicant applying as creditworthy (i.e. the cosigner or the student applying without a cosigner) must provide proof of current income
- Student borrower and cosigner (if applicable) must be United States citizens/nationals or lawful permanent resident aliens of the United States
Starting Your Application
Completing the online loan application takes as little as 15 minutes. And the application makes it easy to invite a cosigner to the process, mix and match loan options, and compare loan scenarios, so you can select a loan that's right for you.
If you decide to apply for a private loan, it is best to apply with a creditworthy cosigner as most student applicants do not meet the credit criteria. Having a cosigner may also help secure a lower interest rate.
What You'll Need to Apply
- Bio/Demo Information
- Employment Information
- Financial Information
RevlTek is the loan processor for our Private Education Loan program(s). RevlTek is responsible for all private education loan processing and communications with the borrower(s) throughout the application process. Questions related to the application process or the status of your loan should be directed to RevlTek at TexansCU@curevl.com.
