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Checking Account

 

Reliable, Simple, and Secure

 

Texans need checking accounts that simplify their lives. That’s why we provide two different account options you can choose from. Giving you options - that's what being a Texan is about.

 

My Texans Checking

Our most popular checking account offers:

  • Personal finance management software right in online banking
  • Mobile App with Mobile Deposit
  • Mastercard® Debit/ATM Card – Use anywhere Mastercard is accepted and access your money at more than 80,000 Surcharge-Free ATMS
  • FREE notary service

 

My Texans Interest Checking

Earn dividends and avoid fees* when you maintain a minimum daily balance of $2,500 in a My Texans Interest Checking Account. Plus, you receive:

  • Personal finance management tool right in online banking
  • Mobile App with Mobile DepositMastercard® Debit/ATM Card – Use anywhere Mastercard is accepted and access your money at more than 80,000 Surcharge-Free ATMs
  • FREE box of checks1 (one per year)
  • FREE cashier’s checks (one per month)
  • FREE notary service

 

Checking Account Comparison

Benefit My Texans CheckingSM My Texans Interest Checking
Access to 70,000 Surcharge-Free ATMs with Allpoint and CO-OP™ networks
Debit/ATM Card with EMV Advanced Security and Fraud Protection
Earns Dividends - $2,500 minimum daily balance required

FREE Box of Checks (One per year)1 -
FREE Cashier's Check (One per month) -
FREE Notary Service
Mobile Banking App with Mobile Deposit
Monthly Service Charge $5 or $0 With any monthly direct deposit or enrollment in e-statements ($5 per mo. if not met) $10 or $0 When a $2,500 minimum daily balance is maintained ($10 per mo. if not met)
Online Banking with Bill Pay
Opening Deposit $5 $5
Paperless Statements
Text and Phone Banking

* Monthly fee of $10 per month is waived when you maintain a minimum daily balance of $2,500.

1 Texans Credit Union custom checks only.

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