Reliable, Simple, and Secure
Texans need checking accounts that simplify their lives. That’s why we provide two different account options you can choose from. Giving you options - that's what being a Texan is about.
My Texans Checking
Our most popular checking account offers:
- Personal finance management software right in online banking
- Mobile App with Mobile Deposit
- VISAcard® Debit/ATM Card – Use anywhere VISAcard is accepted and access your money at more than 80,000 Surcharge-Free ATMs
- FREE notary service
My Texans Interest Checking
Earn dividends and avoid fees* when you maintain a minimum daily balance of $2,500 in a My Texans Interest Checking Account. Plus, you receive:
- Personal finance management tool right in online banking
- Mobile App with Mobile Deposit VISAcard® Debit/ATM Card – Use anywhere VISAcard is accepted and access your money at more than 80,000 Surcharge-Free ATMs
- FREE box of checks1 (one per year)
- FREE cashier’s checks (one per month)
- FREE notary service
Enjoy Contactless Payments
Look for the contactless symbol at checkout, then tap your card on the terminal and be on your way. It's a secure, convenient, and touch free way to pay.
Tap to PayChecking out has never been faster or more secure. Simply tap your Texans Visa Debit Card and be on your way!
Mobile Wallet ReadyKeep your card handy in your digital wallet - great for on-the-go purchases with a quick tap of your phone!
Shopping Made EasyOnline or in-store, your Texans Visa Debit Card is ready to go. Accepted everywhere that takes Visa.
Take Advantage of New Benefits
ID Navigator powered by NortonLifeLock
Staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. As a Texans Visa cardholder, you can take advantage of ID Navigator at no cost!
ID Navigator can help with:
- Dark Web Monitoring
- Data Breach Notifications
- Stolen Wallet Assist
- Privacy Monitor
- And more!
Everyone can benefit from a higher credit score. As a Texans Visa debit cardholder, you can put Dovly to work helping to fix, manage, and maintain your credit score - all for free!
Dovly Uplift includes:
- Monthly Credit Report and Score
- Ongoing Credit Monitoring
- Credit Alerts
- Live U.S.-Based Member Services and Support
|Benefit||My Texans CheckingSM||My Texans Interest Checking|
|Access to 70,000 Surcharge-Free ATMs with Allpoint and CO-OP™ networks||✓||✓|
|Debit/ATM Card with EMV Advanced Security and Fraud Protection||✓||✓|
|Earns Dividends||-||$2,500 minimum daily balance required
|FREE Box of Checks (One per year)1||-||✓|
|FREE Cashier's Check (One per month)||-||✓|
|FREE Notary Service||✓||✓|
|Mobile Banking App with Mobile Deposit||✓||✓|
|Monthly Service Charge||$5 or $0 With any monthly direct deposit or enrollment in e-statements ($5 per mo. if not met)||$10 or $0 When a $2,500 minimum daily balance is maintained ($10 per mo. if not met)|
|Online Banking with Bill Pay||✓||✓|
|Text and Phone Banking||✓||✓|
Texans Visa Debit Card FAQs
* Monthly fee of $10 per month is waived when you maintain a minimum daily balance of $2,500.
1 Texans Credit Union custom checks only.