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Texans On the Current State of the Banking Industry


Dear Valued Members,

Considering the recent financial news affecting the banking industry, we wanted to address how this potentially raises concerns about the safety and stability of the American financial system.

Unlike the 2008 Great Recession, these banking failures do not represent a systemic failure. Instead, these failures are the result of poor planning and management of an individual bank’s assets and liabilities. Moreover, the impact of these decisions has been felt worldwide.

While nothing is certain, history has shown that credit unions traditionally have been a safe and reliable option for your financial needs. We are proud to say that the credit union system, and especially Texans, is an institution you can count on.

As many of our longtime members know, we have been serving families since 1953, and throughout the years, we have successfully navigated many economic storms. We are confident that the current banking crisis will be resolved in due time. Meanwhile, we remain committed to providing our members with the care and attention you have come to expect from Texans.

On a broader note, we want you to take comfort in knowing the National Credit Union Administration (NCUA) is committed to protecting credit union members and ensuring the safety and soundness of the credit union system overall. We appreciate your continued trust in Texans and want to reassure you we are here to provide you with excellent service, and our priority remains to protect your financial interests.

Thank you for being a valued member of the Texans Credit Union family.

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