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Digital Banking FAQ

Login Frequently Asked Questions

For security purposes, the web browser or device operating system you are utilizing must be supported by digital banking. Please ensure the browser or operating system you are using is compatible with the following versions, and perform an update if necessary.

Digital Banking is compatible with the latest two versions of Google Chrome, Microsoft Edge, Safari, and Mozilla Firefox browsers. Digital Banking is also currently compatible with Internet Explorer version IE11; however, Internet Explorer is not recommended as a secure browser option.

The Texans Credit Union mobile app is compatible with the latest two major versions of iOS and Android version 12 or higher.

To receive shared account access and view accounts on which you are not an owner, the owner of the account will need to grant you Shared Account access. An account owner can grant shared access to an account in Digital Banking. This option can be found by selecting Shared Access Settings from the Tools drop-down menu, then clicking Add a User.

The account owner will need to provide your first and last name and email address, then select the accounts and account permissions they would like to share. After confirming the permissions, the account owner will receive a confirmation code that must be shared with you.

After the shared account access has been confirmed, you will receive an email from texansdigitalbanking@texanscu.org with a link to register for shared access. You will click on the link, log in with your existing Digital Banking username and password, and enter the confirmation code.

The shared accounts can then be viewed within your dashboard and can be transacted on at your set permissions level.

Shared Access allows an account owner to grant account access to another Texans member. The account owner controls to whom the access is given, and what level of permission the other user has to view or transact on the account. The account owner can also take away that access at any time.
You can view all accounts on which you are a joint owner in Digital Banking. If you do not have a Digital Banking account, you will need to register.
Your password must be a minimum of 10 characters and include at least one uppercase letter, one lowercase letter, one number, and one special character.

New User Registration Frequently Asked Questions

To register for a Digital Banking account, you will need to verify your identity by entering your social security number, date of birth, and one of the following: your member number, account or loan number, or debit or ATM card number. You can register online or by downloading the Texans CU mobile app.

After verifying your identity, create a username and password and authenticate your account by providing your security information, including your email address and phone number. After you have confirmed your contact information, your registration will be complete and you will be ready to log in.

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In order to use Online or Mobile Banking services, you will need to register as a new user.

Accounts Frequently Asked Questions

All 1099 tax forms are sent out in January of each year. If you receive a paper statement, your 1099 tax form will be mailed to your address. If you are enrolled in e-Statements, your 1099 tax form will be delivered to your e-Statements portal. You can find your form in Digital Banking, by selecting e-Statements from the Accounts drop-down menu or in the mobile app by tapping More, then selecting e-Statements from the Accounts menu.

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To find your account number in Digital Banking, choose the desired account from your dashboard, then tap the eye icon next to your truncated account number. To hide your full account number again, simply tap the eye icon again.

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Outside accounts can be added to the mobile app from your dashboard by clicking Link and View External Accounts. Follow the simple on-screen instructions to link your accounts. Once you've added your outside accounts, you'll be able to view balances and account history on your dashboard and in the Accounts tab.

No, only the check amount will be listed.

Up to $275 will be available immediately upon approval of your mobile deposit. Funds exceeding $275 will be available within 1-7 business days. Business days are Monday through Friday, excluding Federal Holidays.

Please reference our Funds Availability Policy for more information.

Outside account information is refreshed every 24 hours.

Yes, you can add your outside accounts to view balances and account history on your dashboard and in the Accounts tab.

Outside accounts can be added in Digital Banking from your dashboard by clicking Link Your External Accounts to View Balances and History. Click Get Started and follow the simple on-screen instructions to link your accounts.

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The routing number can be found by scrolling down to the bottom of any page within Online or Mobile Banking. Texans CU's routing number is #311987786.
To find your account number on the mobile app, choose the desired account from your dashboard, then tap Show Details. Tap the eye icon next to your truncated account number. To hide your full account number again, simply tap the eye icon again.

Account Transfers Frequently Asked Questions

Tap Transfers, then Make a Transfer to get started. If you have already added your outside account to Digital Banking, simply select it and complete your transfer as usual. If you need to make a transfer to or from a new external account, choose Add An Account from the To or From drop-down menu, then complete your transfer as usual.

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First choose Transfer from the Transfer & Pay drop-down menu. If you have already added your outside account to Digital Banking, simply select it and complete your transfer as usual. If you need to make a transfer to or from a new external account, choose Add An Account from the To or From drop-down menu, then complete your transfer as usual.

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If you set up your recurring payment in Digital Banking or the Texans mobile app, you can easily cancel or change your payment.

If you are logging in with Digital Banking, select Transfers from the Transfer & Pay drop-down menu. If you are using the Texans mobile app, select Transfers from the menu at the bottom of your screen. Select Scheduled Transfers and navigate to the transfer you wish to edit or cancel, then make your changes.

You can easily set up a recurring ACH payment from your Texans Credit Union account in Digital Banking or the Texans mobile app.

If you are logging in with Digital Banking, select Transfers from the Transfer & Pay drop-down menu. If you are using the Texans mobile app, select Transfers from the menu at the bottom of your screen. Fill out your transfer information as usual, then change the frequency of your transfer to reoccur as wanted.

Setting up alerts for Instant Transfers is simple in Digital Banking. After logging in, go to Tools, then click Alerts from the menu.

Select Transfers from the Alerts menu, then toggle on alerts for External Transfer Submitted and Transfer Completed. We also recommend turning on alerts for External Transfer Account Added and External Transfer Canceled.

No. Once an Instant Transfer has been made, it cannot be reversed or canceled. Carefully review your selections before completing your transfer, as the transaction will be final.

To send an Instant Transfer to an account at another financial institution, simply add the account as an external account in Digital Banking.

After logging in, go to Transfers, select Add Account, then select Add External Account. Add your external account instantly by securely signing in to your other bank or credit union. You can also manually add the external account by entering the account number and routing number. This method may take up to 3 business days to verify.

There is a $1 fee to send an Instant Transfer. There is no fee to receive an Instant Transfer.

Standard ACH transfers will be available in your account the same day if made by 2:30 pm CT on business days. Standard ACH transfers made after 2:30 pm CT or on weekends or holidays will be available in your account the following business day. Standard ACH transfers made to or from a non-Texans account may take a few days to process.

All Instant Transfers will be available in your account immediately.

Account Alerts & Customization Frequently Asked Questions

Accounts alerts can be set up by tapping More, selecting Alerts from the Tools drop-down menu, then toggling each desired account alert on or off.

Setting up alerts for Instant Transfers is simple in Digital Banking. After logging in, go to Tools, then click Alerts from the menu.

Select Transfers from the Alerts menu, then toggle on alerts for External Transfer Submitted and Transfer Completed. We also recommend turning on alerts for External Transfer Account Added and External Transfer Canceled.

Accounts alerts can be set up by selecting Alerts from the Tools drop-down menu, then toggling each desired account alert on or off.

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e-Statement Frequently Asked Questions

To access your e-Statements using the Texans CU mobile app, tap More, then select e-Statements from the Accounts drop-down menu. If this is your first time accessing e-Statements, you will need to accept the e-Statement Terms and Conditions.

Yes, you can download your statements to Quicken within the Accounts tab by clicking on your desired account and selecting the download icon, then selecting either Quicken WebConnect or QuickBooks from the Download Format drop-down menu.
Yes, you can download or print your statements within the Accounts tab by clicking on your desired account and selecting the printer icon or the download icon located under the search bar within the Transactions tab.

To access your e-Statements online through Digital Banking, select e-Statements from the Accounts drop-down menu. If this is your first time accessing e-Statements, you will need to accept the e-Statement Terms and Conditions.

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Online Bill Pay Frequently Asked Questions

Yes, Texans and/or its bill payment processor may close your bill payment service if you do not settle for the uncollected payments. Your account may be blocked for up to one year. Additionally, if your bill pay service goes unused for 90 days, it will be deactivated. If you decide you want to use the service, you will need to reapply for it.
Your bill payment service will be unblocked three business days after you settle the uncollected payment(s) with our bill pay provider. The accounts are unblocked daily at 2:00am, 1:00pm and 6:00pm CT.
Your bill payment service can be inactivated if you did not have funds in your account to cover your bill payment. If your bill payment service is blocked, you will receive an email alert. You can view your pending payments and cancel pending payments, but current scheduled payments will be cancelled during the blocked period. In addition, recurring payments will be cancelled. Future dated recurring payments will be processed once the block is lifted. In addition, as needed, collection steps will be taken to recover the bill payment funds.
Sent: Check payment has been printed and mailed to the payee Completed: Electronic payment has been received and processed by the payee Cleared: Check payment has been received and cleared by the payee Canceled: Payment that you cancelled Stopped: Check payment has a stop pay placed on the check
The expedited payment features allows you to have a payment delivered to your merchant the next business day. Fees apply to this functionality.
The funds are deducted from your account two business days after your selected Send On date. For example, if you set the Send On date as Monday, June 13, the funds are removed from your account on Wednesday, June 15.

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