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Pay My Loan

Making a Loan Payment

Texans makes it easy to make your monthly loan payment with a variety of simple, convenient payment options. Quickly and easily make auto loan, home equity loan, personal loan, and line of credit payments by account transfer (ACH*) or with a debit card.

  • Digital Banking & the Texans CU Mobile App1
  • Online Payment Portal
  • Over the phone
  • In-person at a branch

Loan Payment Options

Digital & Mobile Banking

Make a quick payment from your Texans account, add an external account to make a payment from, or pay with a debit card.

Online Payment Portal

Make seamless, convenient online loan payments without a Digital Banking account from an external account or debit card.

Make a Payment By Phone

Easily make your loan payment over the phone using your account or a debit card with the help of our virtual assistant, Chip.

Make a Payment In-Person

Visit a local Texans branch to make a payment in-person with our friendly staff using your Texans account or a debit card.

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Easily Manage Your Loan Payments with Digital Banking

ACH Payments

Get started by selecting Transfers & Loan Payments in Digital Banking or tapping Move Money, then Transfer in the mobile app.

Pay By Debit Card

Get started by selecting Pay Loan with Debit Card in Digital Banking. Find this option in the mobile app by tapping Move Money.

Auto Payments

Give yourself peace of mind each month. Set up recurring transfers or debit card payments to take the hassle out of paying your loan.

Get Notifications

Get a reminder when your monthly payment is due. Go to Settings > Alerts > Accounts, then turn on alerts for Loan Payment Due.
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Loan Payment FAQs

*The Automated Clearing House, or ACH Network, allows you to move money and information from one bank account to another through Direct Payment via ACH debit transactions and one-time payments. You will be required to enter a specific routing number for the account used to make your payment.

**The Online Payment Portal convenience fee does not apply to payments made to a Texans credit card.

Texans does not charge a fee for mobile banking, text message banking or any of our smart phone apps. Mobile carriers may assess standard text messaging and/or cell phone data usage charges. Please check with your service provider for more information.

Note: If your payment is more than $3,500.00, please contact our Member Connect call center at 972.348.2000 (800.843.5295). If your payment is returned unpaid, a fee of $25 will be assessed on your deposit account(s) held at Texans. This could impact your required minimum membership balance. Due to our recent system upgrade, if you were previously registered, you will need to re-register.

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