Cover the Full Cost of Attendance
From tuition to housing and books, Texans Private Student Loan options are designed to help you cover the full cost of attendance when financial aid, scholarships, and grants don't cut it.Built to Make College More Affordable
Texans Private Student loans offer competitive fixed or variable rates, flexible repayment options, and support every step of the way so you can focus on what matter most — your success.Resources to Navigate College Together
Navigating college and loans can be tricky, but we're here to help. We offer resources and planning tips to help you feel confident and prepared throughout your college journey.Texans Undergraduate & Graduate Student Loans
Continuing your education is more attainable with a Texans Student Loan. Developed specifically to help Texas residents cover the full cost of attendance and living expenses when scholarships, grants and federal aid just aren’t enough.
- Competitive fixed & variable rate loans
- No application or origination fees
- Borrow as little as $3,000 and up to $150,000
- Flexible repayment terms of 5, 10, or 15 years
- Deferred, immediate, or interest-only payment options
- Set up auto-payments and enjoy a 0.25% rate discount
- Optional co-signer release after you make 36 consecutive on-time monthly payments
Texans Parent Loan
A parent’s job isn’t over after your child heads off to college. In many cases, parents choose to help their children by covering some or all of their children’s college expenses. Our Parent Loan is a smart, low-cost option designed to pay for the full cost of attendance and living expenses.
- Competitive fixed & variable rate loans
- No application or origination fees
- Borrow as little as $3,000 and up to $150,000
- Flexible repayment terms of 5, 10, or 15 years
- Immediate and interest-only payment options
- Set up auto-payments and enjoy a 0.25% rate discount
Student Loan Refinance
Refinancing your private student loans may help simplify repayment, lower your interest rate, reduce your monthly payment, or help you pay off your loans faster.
With our Private Student Loan Refinance program, you can combine one or more eligible
student loans into a single new loan with a repayment option that better fits your financial goals.
- Competitive fixed & variable rate loans
- No application or origination fees
- Flexible repayment terms of 5, 10, or 15 years
- Set up auto-payments and enjoy a 0.25% rate discount
Resources For Navigating College Together
While navigating college can be difficult, you’ll be well equipped for the journey with Texans by your side. We're here to help with planning tips and resources from our friends at Colleging. Start planning your journey with information on saving and paying for college, college life, and beyond.Frequently Asked Questions
Certified private student loan requires the school to verify the amount you are borrowing and tells the lender when to distribute the funds. This helps ensure you borrow only what you needed.
