Auto Loan Rates
| Loan Term | New Vehicles APR* as low as | Used Vehicles APR* as low as |
|---|---|---|
| 0 to 36 Months 1 | 4.89% | 4.99% |
| 37 to 48 Months 1 | 5.49% | 5.49% |
| 49 to 60 Months 1 | 5.49% | 5.49% |
| 61 to 72 Months 2 | 5.69% | 5.69% |
| 73 to 84 Months 3 | 6.89% | 7.19% |
Membership Required. Loans are subject to credit approval.
* Annual Percentage Rate (APR). Rates are current as of 06/17/2025 and reflect rates available on auto loans only. Rates and terms are subject to change without notice. Rates, terms and conditions are determined by the overall creditworthiness of each applicant, collateral value, amount financed and other factors. Some restrictions may apply. Additional financing options available. Refinance of an existing Texans auto loan includes a $50 fee. Financing is not available for commercial-use vehicles, salvaged or branded title vehicles. Other restrictions may apply.
Payment Example: Based on a $25,000 loan amount, the minimum monthly payment is $748.04 over a 36-month loan at 4.89% APR.
1. Minimum loan amount of $5,000 required for 36-month term. Minimum loan amount $10,000 required for 48 - 60-month terms.
2. Minimum loan amount of $18,000 required.
3. Minimum loan amount of $30,000 required.
