Annual Audit Notice
As part of the Texans Credit Union annual audit, our auditor, Doeren Mayhew, will be mailing account confirmation letters to a sample group of our membership in December. These letters will ask you to verify September 2025 month end balances on your accounts. Separate letters will be mailed for deposit accounts and loan accounts. All responses should be mailed directly to the auditing firm using the prepaid postage envelopes provided in the mailing.
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Loan Applications
Due to system downtime, loan application processing is slightly delayed. We appreciate your patience.
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Credit Card Rates
| Card Type |
Variable Rate (APR)* |
| Premier Rewards Credit Card |
13.65 - 17.99% |
| Cash Rewards Credit Card |
13.65 - 17.99% |
| Rate Advantage Credit Card |
11.65 - 17.99% |
| Texans Secured Credit Card |
17.99% |
Membership Required. Loans are subject to credit approval.
*APR = Annual Percentage Rate. Rates are current as of 12/01/2025. The APR will vary based on the Prime Rate. Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change without notice.