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Fraudulent texts impersonating Texans Credit Union are on the rise. Do not give out information about debit or credit card numbers or CVV, digital banking usernames or passwords, or PINs via text or phone call. If you receive a suspicious message or call claiming to be from Texans, do not respond or share personal information. Instead contact us directly at 972.348.2000 to verify the communication. Your security is our priority--stay vigilant and protect your information. 

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Personal Loan Rates

Personal Loan Rates

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Loan Term APR¹ as low as
0 to 36 Months 8.99%
37 to 60 Months 9.99%

Texans Line of Credit Rates

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Variable APR²
12.15 - 17.99%

Membership Required. Loans are subject to credit approval.

1 Annual Percentage Rate (APR). Loans subject to credit approval. Rates current as of 02/19/2025. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Personal Loan Payment Example: Based on a $500 loan amount, the minimum monthly payment is $15.90 over 36 months at 8.99% APR.

2 Annual Percentage Rate (APR). Rates current as of 12/20/2024. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Texans Line of Credit APR is variable and is based on index plus margin. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply.

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