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Texans Credit Union will never call you and ask for private information, such as your digital banking username and password, PIN, or Social Security Number. If you receive a call like this, please hang up and call us directly at 972.348.2000.

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Personal Loan Rates

Personal Loan Rates

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Loan Term APR¹ as low as
0 to 36 Months 8.74%
37 to 60 Months 10.74%

Texans Line of Credit Rates

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Variable APR²
13.15 - 17.99%

Membership Required. Loans are subject to credit approval.


1 Annual Percentage Rate (APR). Loans subject to credit approval. Rates current as of 03/18/2024. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Personal Loan Payment Example: Based on a $500 loan amount, the minimum monthly payment is $15.84 over 36 months at 8.74% APR.

2 Annual Percentage Rate (APR). Rates current as of 10/01/2023. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Texans Line of Credit APR is variable and is based on index plus margin. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply.

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