Annual Audit Notice As part of the Texans Credit Union annual audit, our auditor, Doeren Mayhew, will be mailing account confirmation letters to a sample group of our membership in December. These letters will ask you to verify September 2025 month end balances on your accounts. Separate letters will be mailed for deposit accounts and loan accounts. All responses should be mailed directly to the auditing firm using the prepaid postage envelopes provided in the mailing.

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Personal Loan Rates

Personal Loan Rates

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Loan Term APR¹ as low as
0 to 36 Months 8.99%
37 to 60 Months 9.99%

Texans Line of Credit Rates

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Variable APR²
11.65 - 17.99%

Membership Required. Loans are subject to credit approval.

1 Annual Percentage Rate (APR). Loans subject to credit approval. Rates current as of 02/19/2025. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Personal Loan Payment Example: Based on a $500 loan amount, the minimum monthly payment is $15.90 over 36 months at 8.99% APR.

2 Annual Percentage Rate (APR). Rates current as of 11/05/2025. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Texans Line of Credit APR is variable and is based on index plus margin. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply.

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