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Annual Audit Notice As part of the Texans Credit Union annual audit, our auditor, Doeren Mayhew, will be mailing account confirmation letters to a sample group of our membership in December. These letters will ask you to verify September 2025 month end balances on your accounts. Separate letters will be mailed for deposit accounts and loan accounts. All responses should be mailed directly to the auditing firm using the prepaid postage envelopes provided in the mailing.

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Recreational Vehicle Rates

Boat and Motorhome Loan Rates

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Loan Term Minimum Loan Amount APR¹ as low as
0 to 60 Months $5,000 7.99%
61 to 84 Months $30,000 8.49%
85 to 120 Months $50,000 9.49%
121 to 144 Months $75,000 10.49%

Motorcycle, Golf Cart, Jet Ski and ATV/UTV Loan Rates

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Loan Term Minimum Loan Amount APR² as low as
0 to 36 Months $5,000 7.14%
37 to 60 Months $30,000 7.54%
61 to 72 Months $50,000 9.04%

Membership Required. Loans are subject to credit approval.

1. Annual Percentage Rate (APR). Rates are current as of 03/18/2024. Rates and terms applicable to Boat, RV, and Travel Trailer loans only. Personal Watercraft have max 60-month term. Maximum age of vehicle is 10 years. Vehicles older than 10 years add 1.00% to rate. Loan terms of 121-144 months only available on new vehicles up to 2 years old. Rates and terms are subject to change without notice. Certain restrictions apply.

Payment Example: Based on a $20,000 RV loan amount, the minimum monthly payment is $405.43 over a 60-month loan at 7.99% APR

2. Annual Percentage Rate (APR). Rates are current as of 11/04/2022. Rates and terms applicable to Motorcycle, ATV and UTV loans only. Minimum loan amount $5,000. Maximum age of vehicle is 10 years. Vehicles older than 10 years add 1.00% to rate. Rates and terms are subject to change without notice. Certain restrictions apply.

Payment Example: Based on a $20,000 Motorcycle loan amount, the minimum monthly payment is $618.82 over a 36-month loan at 7.14% APR

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