Your monthly payment will be determined by several factors, including your loan amount, term, and interest rate. You can estimate your monthly payment using our Payment Calculator.
Most decisions are available within 2-3 business hours. If your application requires a more detailed review or is submitted outside of business hours, it may take longer. A loan advisor will contact you by phone or email once an initial loan decision has been made.
A down payment is not always needed, but may be required. Providing a down payment can reduce the amount you need to finance and may lower also your monthly payment.
No. You can apply and be pre-approved before you shop for your vehicle.
Yes! You can apply alone or with another applicant. Simply choose the option to add a joint applicant when starting your application if you would like to apply with another person.
You can apply for your auto loan online in just a few minutes. You can also apply with the help of one of our representatives by phone at 972.348.2000 or at your local branch.
If your loan is open, the warranty refund will be applied to the principal balance of your loan. If your loan has been paid off, the refund will be deposited into your Texans Savings account.
Unfortunately, we are not able to provide an estimate for your warranty cancellation refund. The warranty company does not provide us with this information until they have transferred the refund payment after cancellation.
