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Home Equity FAQ

Yes, if the principal balance at any time exceeds 50 percent of the fair market value of your home, as determined on the date the line of credit is established, you may not continue to request advances under the line of credit until the balance is less than 50 percent of the fair market value. A member’s initial draw from the line is not subject to this restriction provided the funds are advanced at time of loan closing (up to 80% LTV).

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