Saving with Texans helps you reach your financial goals while giving you the benefits of credit union membership. Explore flexible savings options designed to help you prepare for life’s milestones, manage everyday needs, and plan for a stronger financial future.
Frequently Asked Questions
Credit unions are owned by their members. Because members are the owners, credit unions can offer benefits such as fewer fees and lower loan rates.
You can access your Texans accounts through online banking, the mobile app, and more than 80,000 surcharge-free ATMs through the Allpoint and CO-OP networks.
Yes. A Texans Savings Account can be used as overdraft protection. Overdraft protection is a service that transfers money from a designated savings, money market, or line of credit to cover transactions that would otherwise overdraw your checking account. Think of this as your first line of defense.
Yes. Texans Digital Banking allows you to access your accounts, view transactions, transfer money, pay bills, use mobile deposit, access mobile wallets, and find branches or surcharge-free ATMs.
A Texans Education Savings Account is a Coverdell Education Savings Account (CESA) designed to help you save for qualified education expenses. It offers dividends on all balances, tax-free earnings when used for education expenses, no monthly service charges, and a $5 opening deposit requirement.
An Additional Savings Account provides a place to save for life’s special moments, including vacations, holidays, or back-to-school expenses. It offers dividends on all balances, no monthly service charge, and no minimum balance requirement with a $1 opening deposit.
No. Texans Savings, Additional Savings, and Education Savings Accounts have no monthly service charges.
Texans Credit Union offers several savings options to help you meet your goals, including a Savings Account, Additional Savings Account, and Education Savings Account. Each account offers different benefits to help you save for everyday needs, special moments, or education expenses. Learn more here.
A Texans Savings Account requires a $5 minimum deposit to open. A $5 minimum daily balance is required, and balances of $25 or more earn dividends.
A Texans Savings Account is your ticket to credit union membership. When you open and maintain a savings account with Texans, you receive one share of ownership in the credit union. This gives you a voice and the right to vote when important decisions are made, such as electing directors to the board.
Looking for additional ways to grow your savings? Texans Credit Union offers Certificate Accounts and IRA options designed to help you save for future goals.
